Rines Mortgage Group
Retail Branch Manager
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Austin and Holly were available to answer questions. They got me a grant to pay my down payment. They were clear when giving instructions for what paperwork was needed. The whole thing went very smooth all things considered.
Reply from Austin Rines
November 6th, 2025 10:19 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Austin and Holly were available to answer questions. They got me a grant to pay my down payment. They were clear when giving instructions for what paperwork was needed. The whole thing went very smooth all things considered.
Reply from Rines Mortgage Group
July 25th, 2024 12:50 PM
Thanks Megan! It was great working with you. Enjoy your new home!
Prompt response and great service.
Reply from Austin Rines
November 6th, 2025 10:19 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Austin and Holly were great to work with and very intelligible, which resulted in a seamless experience as a first-time homebuyer. Their knowledge helped me understand each step of the process and they were always quick to answer any questions....
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Reply from Austin Rines
November 6th, 2025 10:19 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Austin & Holly are intelligible and eager to provide guidance. This made for a great experience as a first-time homebuyer. I would gladly recommend The Rines Group at USA Mortgage to anyone seeking a mortgage lender. I look forward to doing...
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Reply from Austin Rines
November 6th, 2025 10:19 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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Austin was super responsive and good at explaining things.
Reply from Austin Rines
November 6th, 2025 10:19 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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This is my second home purchase with Austin
He is quick to respond, knowledgeable, and able to explain things effectively.
Reply from Austin Rines
November 6th, 2025 10:19 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
I felt like I was being run around in circles. There were so many issues that could have been avoided. It would also be helpful to get the correct information the first time instead of being told one thing and then having everyone go oh never...
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Reply from Mallory Morgan
November 6th, 2025 10:19 AM
We're truly sorry to hear about your experience, Harley. We aim to maintain top-notch service and it seems we did not meet your expectations. We want to assure you that your feedback regarding the issues encountered is being taken seriously....
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He was extremely polite and courteous throughout the entire process of buying my first house. He was always available to answer any questions I had, no matter how big or small, and made the experience extremely easy and stress-free for me....
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Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Dakota! Enjoy your home brother.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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