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Rines Mortgage Group - Retail Branch Manager in Dayton, OH

Rines Mortgage Group

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Retail Branch Manager

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(937) 424-6061
Dayton, OH
https://www.usamortgage.com/mortgage-loan-originator/austin-christopher-rines/
https://rinesgroup.com/
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Overall Ratings
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5 Star
89%
4 Star
9%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
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    Teresa P
    KETTERING, OH
    Posted on May 12th, 2024 07:14 PM
    The experience and the people that helped me out.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Thank you Teresa. Enjoy that rate :)
  • Encompass
    K
    Kyle M
    DAYTON, OH
    Posted on May 6th, 2024 01:13 PM
    With this being our first home, we were pretty naive on the whole process but Austin did a fantastic job being patient and answering all of our questions (even when most of them were probably dumb questions). He also helped us find a teacher...
    read more
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thanks Kyle! You guys were fantastic to work with. Enjoy your new home!
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    William C Y
    SPRINGBORO, OH
    Posted on May 5th, 2024 05:47 PM
    He made it painless and was quick to help with all issues. He was always there for us.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Thanks William. Enjoy your beautiful home!
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    William Y
    Posted on May 5th, 2024 12:00 AM
    Rines Mortgage Group has received a review with 5 star rating from William Y
  • Encompass
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    India A P
    SPRINGBORO, OH
    Posted on May 4th, 2024 07:33 PM
    Great advice and available for communication any time!
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Thanks India! Enjoy your home :)
  • Encompass
    R
    Ryan A K
    BRIDGEPORT, OH
    Posted on May 4th, 2024 03:10 PM
    Quickest and very nice
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Thanks Ryan. Glad we got this done for you!
  • google
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    Ryan K
    Posted on May 4th, 2024 12:00 AM
    Rines Mortgage Group has received a review with 5 star rating from Ryan K
  • Encompass
    R
    Renee D
    LUDLOW FALLS, OH
    Posted on May 1st, 2024 01:35 PM
    Easy and prompt communication
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Thanks Renee. Hope you guys got a sweet mower!
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    Maleah M
    Posted on April 29th, 2024 08:24 PM
    Austin and his team has provided outstanding customer service I definitely recommend them!!!
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Maleah! Hope you guys are enjoying your beautiful home!
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    Maleah M
    CLAYTON, OH
    Posted on April 29th, 2024 08:21 PM
    Outstanding customer service from Austin and his whole team!!
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Renovation
    Constructio
    Bridge Loans
    FHA
    Down Payment Assistance
    FHA Loans
    NoDown
    LowDown
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    Positions
    • USA Mortgage - Mortgage Loan Officer
      Aug 1st, 2016 - Current
    Memberships
    • Dayton Mortgage Bankers Association
    • Cincinnati Mortgage Bankers Association
    • Dayton Board of Realtors
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1520282
    Awards
    Achievements
    • Presidents Club 2021 and 2022
    • Scotsman Guide Top Originator 2020, 2021, 2022
    Hobbies
    • Anything Dayton
    • Bengals Season Ticket Holder
    • Running
      • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.