Rines Mortgage Group
Retail Branch Manager
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
You guys made this entire experience so easy! We can’t thank you enough for taking such great care of us.
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thanks Tracy! Hope you guys are enjoying the home!
Austin was great! Always quick to answer my questions in an easy to understand manner. Would highly recommend to anyone I know looking to buy a house or if I need a mortgage in the future.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Emily! Hope your are enjoying your home!
The bar is SET! Had tons of issues working through rocket mortgage (poor communication, incorrect documentation, 4 different POCs in different states). Austin’s team at USA Mortgage works like a well oiled machine. They are always on the same...
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Working with Austin Rines and Holly Rouszer of the Rines Mortgage Group at USA Mortgage was such a wonderful experience. From the first conversation all the way through closing on our home in West Chester, Ohio, they guided us with patience,...
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Reply from Owner
October 8th, 2026 12:00 AM
Thank you so much for your kind words! Helping great people achieve their homeownership goals is why Holly and I love what we do. We're grateful for the trust you placed in us throughout the process and are thrilled to hear that you felt informed,...
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Austin Rines and Holly Rouszer of the Rines Mortgage Group at USA Mortgage provided us with an outstanding experience from the very beginning all the way through closing on our new home in West Chester, Ohio. What could have been a stressful...
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Reply from Owner
October 8th, 2026 12:00 AM
Thank you so much for the kind words! It was truly our pleasure to help you through the homebuying process. Holly and I know purchasing a home is one of life's biggest milestones, and we're grateful you trusted us to be part of that journey....
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Rines Mortgage Group has received a review with 5 star rating from Dustin G
Reply from Owner
October 1st, 2026 12:00 AM
Thank you, Dustin, for your review! We're thrilled to have been part of your homeownership journey. Congratulations on your new home!
Always good experience with USA mortgage
Reply from Owner
September 22nd, 2026 12:00 AM
Talha, we're delighted to hear about your great experience! Thanks for trusting The Rines Group. Congrats again!
Austin Rines was amazing and an absolute pleasure to work with. This was my first time through this process but he walked me through every step very well and was very kind
Reply from Owner
September 22nd, 2026 12:00 AM
Alec, we're thrilled that our team made your first experience buying a home a pleasurable one. Thank you for your feedback, and congratulations on your new home!
We had a great experience. Very fast process and was seamless. I would highly recommend USA Mortgage.
Reply from Owner
August 22nd, 2026 12:00 AM
Thank you for sharing your positive experience. We're thrilled to hear that the process was fast and seamless for you. Your recommendation means a lot to us, and we look forward to serving you again in the future, Tim!
Working with USA mortgage companies was great, very helpful and easy process. I highly recommend them for anyone looking to start the process of buying a home. Thank you guys so much.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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