

Rines Mortgage Group
Retail Branch Manager

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Good communication, easy document signatures.
Austin was very kind and knowledgeable from the beginning. He was very positive and helpful and walked me through each step along the way. He also was quick to respond to any questions that I had.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Amy! Enjoy your new home you deserve it :)
Rines Mortgage Group has received a review with 5 star rating from Amy
Reply from Rines Mortgage Group
August 1st, 2020 12:00 AM
Thanks Amy!
Austin was always available to answer questions. Even when I don’t get him immediately, he will text or call back as soon as possible
Reply from Austin Rines
November 6th, 2025 10:19 AM
I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
Good communication and help when needed!
Reply from Austin Rines
November 6th, 2025 10:19 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Austin is my dude. Highly recommend 👌
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thanks Jeremy! Enjoy the home brother and ill hit you up when that refi window opens!
Austin was thorough and answered all our questions. He was great to work with.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Rachel! You were great to work with and we appreciate your responsiveness. Hope you are enjoying your new home and welcome to Dayton!
Austin was readily accessible for any and all questions. Very knowledgeable about the process and gave great advice!
Reply from Austin Rines
November 6th, 2025 10:19 AM
I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
Austin was easily accessible and helped us every step of the way. Great experience!
Reply from Rines Mortgage Group
July 25th, 2024 12:49 PM
Thanks Jacob! Hope you are enjoying your new home!
Online documents and communication
Reply from Austin Rines
November 6th, 2025 10:19 AM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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Disclaimer
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