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Rines Mortgage Group - Retail Branch Manager in Dayton, OH

Rines Mortgage Group

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Retail Branch Manager

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(937) 424-6061
Dayton, OH
https://www.usamortgage.com/mortgage-loan-originator/austin-christopher-rines/
https://rinesgroup.com/
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Overall Ratings
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5 Star
89%
4 Star
9%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    K
    Kristen B
    FAIRBORN, OH
    Posted on September 19th, 2024 12:49 PM
    Austin was clear, quick, and extremely helpful. He truly made buying my first home a breeze.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
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  • google
    K
    Kristen B
    Posted on September 19th, 2024 12:00 AM
    Rines Mortgage Group has received a review with 5 star rating from Kristen B
  • Encompass
    M
    Matthew R
    Miamisburg, OH
    Posted on September 18th, 2024 01:36 PM
    The level of open communication and guidance on how to structure things. It was great!!!
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    M
    Milind R
    Springboro, OH
    Posted on September 15th, 2024 08:51 PM
    Quick response time, accuracy of information
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
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    Nicholas J L
    LOVELAND, OH
    Posted on September 11th, 2024 01:50 PM
    thank you for all your help this was fast and easy I have used you in the past and I will continue in the future with my home needs I appreciate your help and speed of service thank you :)
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • google
    N
    Nicholas L
    Posted on September 11th, 2024 12:00 AM
    Rines Mortgage Group has received a review with 5 star rating from Nicholas L
  • Encompass
    M
    Michael V
    ENON, OH
    Posted on September 9th, 2024 04:06 PM
    No thank you
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    J
    Jayla H
    OVERPECK, OH
    Posted on August 30th, 2024 03:44 PM
    Everyone was very helpful. He worked wonders with our goals. They were all very personable as well. Easy to contact everyone via text, email or phone call.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • google
    J
    Jayla M
    Posted on August 30th, 2024 12:00 AM
    Everyone was very helpful. He worked wonders with our goals. They were all very personable as well. Easy to contact everyone via text, email or phone call.
  • Encompass
    M
    Monica A
    Dayton, OH
    Posted on August 28th, 2024 05:21 PM
    Good communication, easy document signatures.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Renovation
    Constructio
    Bridge Loans
    FHA
    Down Payment Assistance
    FHA Loans
    NoDown
    LowDown
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    What is the Search Rank Score®?
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    Positions
    • USA Mortgage - Mortgage Loan Officer
      Aug 1st, 2016 - Current
    Memberships
    • Dayton Mortgage Bankers Association
    • Cincinnati Mortgage Bankers Association
    • Dayton Board of Realtors
      • View All
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1520282
    Awards
    Achievements
    • Presidents Club 2021 and 2022
    • Scotsman Guide Top Originator 2020, 2021, 2022
    Hobbies
    • Anything Dayton
    • Bengals Season Ticket Holder
    • Running
      • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.