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Rines Mortgage Group - Retail Branch Manager in Dayton, OH

Rines Mortgage Group

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Retail Branch Manager

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(937) 424-6061
Dayton, OH
https://www.usamortgage.com/mortgage-loan-originator/austin-christopher-rines/
https://rinesgroup.com/
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5 Star
89%
4 Star
9%
3 Star
1%
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Reviews from Web
  • Encompass
    L
    Logan D L
    Arcanum, OH
    Posted on June 8th, 2023 01:24 PM
    Austin was totally fine.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Logan, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    K
    Kaley O
    Dayton, OH
    Posted on June 7th, 2023 04:35 PM
    Austin was so awesome! Always available, very informative. He really made this process a breeze! So thankful!
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thank you Kaley. Hope you had a good end to summer in your new home. Let us know if we can help with any future needs.
  • Encompass
    C
    Clinton F
    Hamilton, OH
    Posted on June 7th, 2023 03:30 PM
    Working with us on our credit and Travis was great
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thanks Clinton. Tailgate for every Bengals game in the 5th and Plum lot - swing by anytime!
  • Encompass
    B
    Brandon R
    Springfield, OH
    Posted on June 6th, 2023 04:14 PM
    Very fast to get everything done and excellent service
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thanks Brandon. You were great to work with - hope you are enjoying the home!
  • Encompass
    K
    Kelsey M
    Middletown, OH
    Posted on June 3rd, 2023 04:32 PM
    Austin was really helpful. He was willing to explain all the jargon and terms we were clueless on. He made himself available through the app, texting, or phone calls.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Kelsey. Hope you are enjoying your home and look forward to helping you refinance to a lower rate in 2024!
  • Encompass
    D
    Deborah T
    Laura, OH
    Posted on June 2nd, 2023 04:32 PM
    Timeline to close
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Deborah. Hope you are enjoying your home and look forward to helping you refinance to a lower rate in 2024!
  • Encompass
    M
    Michele G
    Beavercreek, OH
    Posted on May 29th, 2023 01:03 PM
    Every thing went quickly and no bumps along the way.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Michael, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    E
    Eric D
    Dayton, OH
    Posted on May 20th, 2023 02:02 PM
    Timely communication and competitive rates
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Eric. Hope you are enjoying your home and look forward to helping you refinance to a lower rate in 2024!
  • Encompass
    R
    Robert K T
    Waynesville, OH
    Posted on May 3rd, 2023 04:32 PM
    Austin was fantastic.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    A
    April M J
    Springfield, OH
    Posted on May 3rd, 2023 01:50 PM
    Very quick, efficient, kind, patient, & informative.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
    • 161–170 of 525
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Renovation
    Constructio
    Bridge Loans
    FHA
    Down Payment Assistance
    FHA Loans
    NoDown
    LowDown
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    Positions
    • USA Mortgage - Mortgage Loan Officer
      Aug 1st, 2016 - Current
    Memberships
    • Dayton Mortgage Bankers Association
    • Cincinnati Mortgage Bankers Association
    • Dayton Board of Realtors
      • View All
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1520282
    Awards
    Achievements
    • Presidents Club 2021 and 2022
    • Scotsman Guide Top Originator 2020, 2021, 2022
    Hobbies
    • Anything Dayton
    • Bengals Season Ticket Holder
    • Running
      • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.