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Rines Mortgage Group - Retail Branch Manager in Dayton, OH

Rines Mortgage Group

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Retail Branch Manager

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(937) 424-6061
Dayton, OH
https://www.usamortgage.com/mortgage-loan-originator/austin-christopher-rines/
https://rinesgroup.com/
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5 Star
89%
4 Star
9%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    A
    Alina C T
    Oakwood, OH
    Posted on May 2nd, 2023 01:26 PM
    Austin was super communicative, kind, and answered all of my questions at any hour of the day. Thanks for all your help!!
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    B
    Brian K W
    Oakwood, OH
    Posted on April 29th, 2023 09:10 PM
    Great advice and seamless process.
    Reply from Austin Rines
    November 6th, 2025 10:19 AM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    C
    Caitlin M W
    Oakwood, OH
    Posted on April 26th, 2023 02:43 PM
    This is our fourth home purchase and the easiest loan process we've experienced. I appreciated the flexible communication styles and clear requests. I would recommend Austin to anyone seeking a home loan.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Caitlin, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    S
    Susan G L
    Waynesville, OH
    Posted on April 22nd, 2023 07:07 PM
    Austin is professional, knowledgeable and helped us through the entire process.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Susan, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    C
    Christopher H
    Dayton, OH
    Posted on April 20th, 2023 12:42 AM
    Communication and people skills were amazing. I appreciate all the help thank you!
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Christopher, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    K
    Kevin P Q
    Dayton, OH
    Posted on March 29th, 2023 02:30 PM
    Constant interaction with me and working with my realtor to get everything organized for approval and signature
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Kevin, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    A
    Alexandros T
    Dayton, OH
    Posted on March 18th, 2023 03:48 PM
    Austin is knowledgeable, always available, and always willing to help. As a first time home buyer couldn’t imagine going with someone else he was so helpful.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Alex, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    M
    Michael W
    Dayton, OH
    Posted on March 15th, 2023 04:28 PM
    Seems communication was off. Always had someone to do his business for him. Took a long time for a little information.
  • Encompass
    J
    Joseph L T
    Eaton, OH
    Posted on March 7th, 2023 01:21 PM
    Austin was great at explaining the entire process. Being a first time homebuyer, I appreciate his level of dedication.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Joseph, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
  • Encompass
    P
    Payton A L
    Dry Ridge, KY
    Posted on February 28th, 2023 03:40 PM
    Everything was great! Great communication, cut my downpayment in half! The whole process was so easy! Definitely would recommend! The next time I purchase a home, I will use them again!
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Payton, hopefully we can get your refinanced to a lower rate in 2024. Call if you need anything!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Renovation
    Constructio
    Bridge Loans
    FHA
    Down Payment Assistance
    FHA Loans
    NoDown
    LowDown
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    What is the Search Rank Score®?
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    Positions
    • USA Mortgage - Mortgage Loan Officer
      Aug 1st, 2016 - Current
    Memberships
    • Dayton Mortgage Bankers Association
    • Cincinnati Mortgage Bankers Association
    • Dayton Board of Realtors
      • View All
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1520282
    Awards
    Achievements
    • Presidents Club 2021 and 2022
    • Scotsman Guide Top Originator 2020, 2021, 2022
    Hobbies
    • Anything Dayton
    • Bengals Season Ticket Holder
    • Running
      • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.