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Rines Mortgage Group - Retail Branch Manager in Dayton, OH

Rines Mortgage Group

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Retail Branch Manager

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
89%
4 Star
9%
3 Star
1%
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Reviews from Web
  • Encompass
    R
    Ramon A
    Cincinnati, OH
    Posted on September 4th, 2023 12:32 PM
    The communication. Even thou it was not my first rodeo, it was my fiancé’s first time ever it made it so much easier and rewarding. Thank you.
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thank you sir - you guys were great and we hope you're enjoying the home. Did you start your appraisal business yet lol?
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    Chelsea S
    Posted on August 16th, 2023 01:44 AM
    Austin was great to work with! Answered all my annoying questions, got us our loan within no time, him & his team was just all around excellent!
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Chelsea thank you for the review - hope you guys are enjoying the home! Will be in touch as rates cycle back down!
  • Encompass
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    Robert K
    Dayton, OH
    Posted on August 16th, 2023 01:14 AM
    awesome working with everyone !!…Alison was a HUGE difference she really worked on everything for me and I can’t thank everyone enough.
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thanks robert - Alli is a rockstar! Let us know if we can help in future :)
  • Encompass
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    Robert L S
    Tipp City, OH
    Posted on August 2nd, 2023 08:51 PM
    Austin was extreme responsive and patient. He walked me through everything and was very knowledgeable.
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thanks robert appreciate the kind words. You were great to work with and we hope youre enjoying the home!
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    Rachael C
    Dayton, OH
    Posted on July 30th, 2023 10:13 AM
    Great communication, quick and easy document review and signature process.
    Reply from Rines Mortgage Group
    November 6th, 2025 10:19 AM
    Thank you Rachael!
  • Encompass
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    Taveion B G
    Dayton, OH
    Posted on July 29th, 2023 01:08 PM
    The amount of communication and help received from you guys made this process so easy and understandable. I would definitley recommend you to other people seeking to home buy.
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thank you Taveion. Hope all is going well - reach out if you need anything from us!
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    Noel M
    Fishers, IN
    Posted on July 15th, 2023 06:38 PM
    Prompt feedback from Austin and the team.
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thank you Noel. Hope you are enjoying your home :)
  • Encompass
    J
    James C S
    Dayton, OH
    Posted on July 12th, 2023 02:25 PM
    Prompt responses to questions, calls, emails instead of waiting days or a week.Make sure you provide accurate numbers or don't provide them at all. If you tell someone what their closing costs and take-away money will be, ensure that it stays...
    read more
    Reply from Complaints USA Mortgage
    November 6th, 2025 10:19 AM
    Thank you for taking the time to review your experience at USA Mortgage.  Your feedback will be used as an opportunity to improve our services in the future.  If you would like to reach out to our corporate office with additional details about...
    read more
  • Encompass
    A
    Ashley J
    Wilmington, OH
    Posted on July 3rd, 2023 11:20 PM
    Easy and fast
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thats how we like it! Thanks Ashley you were a breeze to work with, hope youre enjoying your home!
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    James A
    Franklin, OH
    Posted on June 21st, 2023 09:01 PM
    Austin worked tirelessly to get us a loan with the best terms and help us get the home we love
    Reply from Austin Rines - USA Mortgage
    November 6th, 2025 10:19 AM
    Thank you for the review, James. Hope you guys are enjoying your home. Dont forget we are neighbors kind of
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Renovation
    Constructio
    Bridge Loans
    FHA
    Down Payment Assistance
    FHA Loans
    NoDown
    LowDown
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Loan Officer
      Aug 1st, 2016 - Current
    Memberships
    • Dayton Mortgage Bankers Association
    • Cincinnati Mortgage Bankers Association
    • Dayton Board of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1520282
    Achievements
    • Presidents Club 2021 and 2022
    • Scotsman Guide Top Originator 2020, 2021, 2022
    Hobbies
    • Anything Dayton
    • Bengals Season Ticket Holder
    • Running
    • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.