

Rines Mortgage Group
Retail Branch Manager

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
The communication. Even thou it was not my first rodeo, it was my fiancé’s first time ever it made it so much easier and rewarding.
Thank you.
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thank you sir - you guys were great and we hope you're enjoying the home. Did you start your appraisal business yet lol?
Austin was great to work with! Answered all my annoying questions, got us our loan within no time, him & his team was just all around excellent!
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Chelsea thank you for the review - hope you guys are enjoying the home! Will be in touch as rates cycle back down!
awesome working with everyone !!…Alison was a HUGE difference she really worked on everything for me and I can’t thank everyone enough.
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thanks robert - Alli is a rockstar! Let us know if we can help in future :)
Austin was extreme responsive and patient. He walked me through everything and was very knowledgeable.
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thanks robert appreciate the kind words. You were great to work with and we hope youre enjoying the home!
Great communication, quick and easy document review and signature process.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Rachael!
The amount of communication and help received from you guys made this process so easy and understandable. I would definitley recommend you to other people seeking to home buy.
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thank you Taveion. Hope all is going well - reach out if you need anything from us!
Prompt feedback from Austin and the team.
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thank you Noel. Hope you are enjoying your home :)
Prompt responses to questions, calls, emails instead of waiting days or a week.Make sure you provide accurate numbers or don't provide them at all. If you tell someone what their closing costs and take-away money will be, ensure that it stays...
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Reply from Complaints USA Mortgage
November 6th, 2025 10:19 AM
Thank you for taking the time to review your experience at USA Mortgage. Your feedback will be used as an opportunity to improve our services in the future. If you would like to reach out to our corporate office with additional details about...
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Easy and fast
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thats how we like it! Thanks Ashley you were a breeze to work with, hope youre enjoying your home!
Austin worked tirelessly to get us a loan with the best terms and help us get the home we love
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thank you for the review, James. Hope you guys are enjoying your home. Dont forget we are neighbors kind of
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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