

Rines Mortgage Group
Retail Branch Manager

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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I can't say enough good about the rines group. Seriously from the pre approval all the way through they made every step of the way very comforting. I believe it was 6 weeks and I was closed on my first home! From under a bridge 2.5 years ago...
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Austin was great I was nerves he talked me through everything had a answer for all my questions he went above all to get my loan
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Lisa. Hope you are enjoying your home!
Rines Mortgage Group has received a review with 5 star rating from Kyle B
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thanks Kyle, hope youre enjoying your new home!
The team members at USA mortgage were speedy on service gave me personal contacts for after hour service and support... Great service and experience! Thank you Austin and Holly!
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Kyle! Congrats on your beautiful new home.
Rines Mortgage Group has received a review with 5 star rating from Kyle B
Worked with me to get the loan completed from across the country
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Nathan. Hope you and the family are enjoying your new home!
Rines Mortgage Group has received a review with 5 star rating from Theresa S
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thank you Theresa it was a pleasure working with you and getting this closed!
You and Holly were wonderful tome. Helped me with all the online things I didn't have any idea how to do. Thank you so much
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thank you Theresa. Holly and I enjoyed working with you and cant wait to do it again soon.
Rines Mortgage Group has received a review with 5 star rating from Theresa S
From start to finish the whole home buying process was a breeze.
Reply from Austin Rines - USA Mortgage
November 6th, 2025 10:19 AM
Thanks Michelle! That's how we like it. Hope you guys are enjoying your new home :)
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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Disclaimer
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