Rines Mortgage Group
Retail Branch Manager
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Good service and knowledgeable answers.
Reply from Austin Rines
November 6th, 2025 10:19 AM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
The whole experience was effortless and you did a great job working with us
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Terry - glad this all came together so well. We will be in touch as rates come down and refinance opportunity comes around. Enjoy your home!
Helps break down exactly what you need to know, helps at basically any time of day/week. One very honest man in a dishonest world.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Vernon. Look forward to helping you guys again soon!
Austin is a badass who will take your calls, Saturday night, Sunday afternoon, 6:30 am, no matter when. He also dumbs it down perfectly for me, who knows nothing of this shit. Will always use Austin as long as he’s around.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Vernon. Look forward to helping you guys again soon!
Helps break down exactly what you need to know, helps at basically any time of day/week. One very honest man in a dishonest world.
Great communication, very friendly, straight forward, very fast
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Jessica. Look forward to helping you guys again soon!
I can't say enough good about the rines group. Seriously from the pre approval all the way through they made every step of the way very comforting. I believe it was 6 weeks and I was closed on my first home! From under a bridge 2.5 years ago...
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Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Chris, love seeing you putt your plan to work!
You guys went above and beyond to help get me approved you were very professional and I just loved my entire experience even when I felt defeated and was ready to throw in the towel you stayed with me and assured me you was doing everything...
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Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Chris, love seeing you putt your plan to work!
Austin is great he answered all my questions I was nervous and he talked me right through it all he went above all to help get my loan to close
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Lisa. Hope you are enjoying your home!
Austin is great he answered all my questions I was nervous and he talked me right through it all he went above all to help get my loan to close
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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