

Rines Mortgage Group
Retail Branch Manager

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Everyone that I dealt with was great! They kept me updated to the progress!
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Angela! We will be in touch as rates recede. Enjoy your beautiful condo!
Austin and his team made this such a smooth process. I will be using them again in the future.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you John, you were a pleasure to work with as well. Let us know how we can help in the future!
Easy to work with
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you Mario! Look forward to working with you again in the future.
Service was poor had a lot of issues
Reply from Austin Rines
November 6th, 2025 10:19 AM
We are sorry that you did not have a 5-Star experience. I would love to know your perspective on how we could improve.
Austin was very patient with my many questions and non-understanding even after he explained things days before. He explained everything very well, I just didn't quite understand somethings and it took him a few times for me to understand.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thank you KaLinda. Hope you guys enjoy the home and look forward to helping you again in the future.
Rines Mortgage Group has received a review with 5 star rating from KaLinda H
Fast and reliable communication.
Reply from Rines Mortgage Group
November 6th, 2025 10:19 AM
Thanks Josh! Glad you finally found a home.
Rines Mortgage Group has received a review with 5 star rating from JLG
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Reply from Austin Rines
November 6th, 2025 10:19 AM
I appreciate your feedback. I'm always looking for ways to improve, and I'm glad that you took the time to share your thoughts with me.
I would just like to have more communication. Updates that were helpful and deadlines that were well planned out.
Reply from Austin Rines
November 6th, 2025 10:19 AM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Renovation
Constructio
Bridge Loans
FHA
Down Payment Assistance
FHA Loans
NoDown
LowDown
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Positions
- USA Mortgage - Mortgage Loan OfficerAug 1st, 2016 - Current
Memberships
- Dayton Mortgage Bankers Association
- Cincinnati Mortgage Bankers Association
- Dayton Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1520282
Awards
Achievements
- Presidents Club 2021 and 2022
- Scotsman Guide Top Originator 2020, 2021, 2022
Hobbies
- Anything Dayton
- Bengals Season Ticket Holder
- Running
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Disclaimer
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