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Ashley Higdon - VP of Lending | NMLS# 168604 in Lebanon, KY

Ashley Higdon

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VP of Lending | NMLS# 168604

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
95%
4 Star
5%
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Reviews from Web
  • Encompass
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    ANTHONY T H
    Gravel Switch, KY
    Posted on April 15th, 2026 10:25 AM
    The communication, the effort they put in and overall being able to help us when we were denied elsewhere.
    Reply from Ashley Higdon
    April 15th, 2026 08:44 PM
    Anthony, I'm pleased to know that my communication and efforts made a positive impact on your experience, especially after facing challenges elsewhere. I'm grateful for your kind words and am here if you need any further assistance.
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    MELINDA M R
    Springfield, KY
    Posted on April 14th, 2026 06:42 PM
    Ashley is amazing!!
    Reply from Ashley Higdon
    April 15th, 2026 08:45 PM
    Thank you for your kind words, Melinda. I'm happy to know you had a positive experience! If there's anything more I can do for you, please let me know.
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    Erica L E
    GREENSBURG, KY
    Posted on April 11th, 2026 03:10 PM
    Everything was easy going and very handy to be able to do everything Over the phone.
    Reply from Ashley Higdon
    April 13th, 2026 11:04 PM
    I'm happy to know that you found the process easy and convenient, Erica. It's great to hear that handling everything over the phone worked well for you. If there's anything else I can assist with, please let me know.
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    Wesley F M
    SPRINGFIELD, KY
    Posted on April 9th, 2026 10:24 AM
    Great advice and help through the loan process
    Reply from Ashley Higdon
    April 9th, 2026 02:39 PM
    It's wonderful to know you found the advice and assistance helpful throughout your loan process, Wesley. I strive to make the journey as clear and supportive as possible. Should you need anything else or have further questions, don't hesitate...
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    Sumer M B
    RAYWICK, KY
    Posted on April 5th, 2026 10:54 PM
    ashley was great and make the process go quick ! would definitely recommend!
    Reply from Ashley Higdon
    April 6th, 2026 07:57 PM
    I'm pleased to hear that you had a positive experience with me, Sumer. Making the process quick and efficient is always my goal. Thank you for your kind words and recommendation! If you ever need further assistance, don't hesitate to reach...
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    Justin B
    CAMPBELLSVILLE, KY
    Posted on April 4th, 2026 12:16 PM
    The commcation was very good
    Reply from Ashley Higdon
    April 6th, 2026 07:57 PM
    I'm pleased to know that you felt the communication was strong, Justin. If there's anything else I can assist you with, please don't hesitate to ask.
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    Wyatt D S
    HARRODSBURG, KY
    Posted on April 2nd, 2026 02:52 PM
    overall a great experience . will recommend to anyone looking for financing!
    Reply from Ashley Higdon
    April 3rd, 2026 02:30 AM
    I'm pleased to hear that you had a great experience, Wyatt. Your willingness to recommend me for financing is much appreciated. If you have any future questions or need assistance, I'm here to help.
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    Levi T C
    Campbellsville, KY
    Posted on April 1st, 2026 04:20 PM
    She got us approved and helped us
    Reply from Ashley Higdon
    April 1st, 2026 07:37 PM
    I'm pleased to know that I could assist you in gaining approval and providing the help you needed, Levi. If there is anything more I can do for you now or in the future, please feel free to reach out.
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    Crystal D W
    LEBANON, KY
    Posted on March 31st, 2026 07:21 AM
    Always kept communication helped with whatever I needed Help with great attitude
    Reply from Ashley Higdon
    March 31st, 2026 11:17 PM
    Thank you, Crystal, for your kind words. I'm grateful that you appreciated the communication and support throughout the process. Your positive feedback means a lot. If there's anything else you need, please don't hesitate to reach out.
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    THOMAS M B
    BARDSTOWN, KY
    Posted on March 30th, 2026 11:50 AM
    It was great
    Reply from Ashley Higdon
    March 31st, 2026 11:17 PM
    I'm pleased to hear that you had a great experience, Thomas. If you ever need any assistance, please feel free to reach out.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 168604
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.