Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Always very easy with Art and the team
Reply from Art Wood Mortgage Team
February 17th, 2026 09:44 PM
thanks Heyward!! Love working with you and you clients!!
Art And his team are very knowledgeable and they get back to you at a time no matter. When I didn’t know something It didn’t bother them to explain to me. Couldn’t have chosen a better loan company. Thanks to my real estate agent Heyward that...
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Reply from Owner
February 16th, 2026 02:17 PM
You are the best richard. I wish you and your family all the dreams of owning a home can bring. Glad you're on the mend and look forward to being your mortgage guy for a long time
Art and his team are really great efficient and get back to you by the timely matter. If I didn't understand something, they didn't care to let me know what it meant with no hesitation. Couldn't of chosen on other learning company besides this...
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Reply from Art Wood Mortgage Team
February 13th, 2026 07:18 PM
thanks a ton Richard!! it was our pleasure to get your family into your first home!! and being available for your questions is part of the job. We work 24/7 for you!! Good luck in the house and I will look forward to being your mortgage guy...
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If you want a service provider you can trust, Art Wood is it. I've been disappointed too many times by various service providers in every sector, but never by Art. I've had numerous business transactions with Art and I've learned that Art will...
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Reply from Owner
February 11th, 2026 01:35 PM
It has been a real pleasure to be your mortgage guy and friend all of these years. Thank you for the kind words. I am always here for ya buddy!!
Art is always on time, on point, and very knowledgeable.
Would use him again and again!
Reply from Owner
February 10th, 2026 11:38 AM
Thanks Marty!! Appreciate the kind words abd LOVE being your mortgage guy!!
personal tone
Reply from Art Wood Mortgage Team
February 3rd, 2026 10:13 PM
Thanks Claire!! Now you are just gonna make we chase the 5th star even more :) Loved helping you get Margaret a condo! She was so happy!!! Love being your mortgage guy!
Closed on time, no hassles, and most importantly, my clients were happy!
Reply from Art Wood Mortgage Team
January 30th, 2026 06:53 PM
Thanks so much Gemma! It was great meeting you at closing. The Hayes family was lucky to have you on their team! Would love to work together again soon!!!
Art made it great by being exactly who he always is—reliable, knowledgeable, and genuinely invested in the client and the outcome. The buyer he referred was well-qualified and informed, and Art stayed engaged every step of the way. His communication...
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Reply from Art Wood Mortgage Team
January 30th, 2026 06:54 PM
What can i say...we make a good team! Thank you for the beautiful review!! Josh was luck to have both of us! Love being your mortgage guy!! Cant wait for the next one!
Art Wood pleasing personality
Reply from Art Wood Mortgage Team
January 28th, 2026 10:13 PM
thanks Mike! Thats not the first time I have heard that but maybe the first time it made it into a testimonial ...haha! I really appreciate your hard work and loyalty in getting your deals done! I hop that behind the pleasing personality I...
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My whole family uses Art. We love him and he always works his magic on our loans and gives great advice while doing so. He's even given me advice when he's not working on an active file for me. Can't recommend him enough!
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Reply from Art Wood Mortgage Team
January 12th, 2026 10:16 PM
my #1 favorite family!! thank you so much for the kind words Katie. I LOVE your family and am SOOO happy for you guys!! from zero-3 in 2 years....WOW!!! I will be here the entire time, whenever you need me. Love being your mortgage guy and...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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