Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Art Wood and his team were excellent from start to finish. He helped us every step of the way from start to finish. He exceeded all expectations and we highly recommend him to anyone. Thanks Art!
Reply from Owner
January 8th, 2026 11:03 PM
You my man Kwandi! You and Nichelle rocked it! I enjoyed every second of the 8 months it took to get your house sold and into the perfect house!!! It was God's timing...and it was perfect!! i am so excited for you and honored to be your mortgage...
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Art is the man! He exceeded all expectations in every aspect of our buying process. Extremely thorough, detailed, and knowledgable. He is always available and willing to answer any questions that you may have. We would absolutely recommend...
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Reply from Art Wood Mortgage Team
January 8th, 2026 11:03 PM
You my man Kwandi! You and Nichelle rocked it! I enjoyed every second of the 8 months it took to get your house sold and into the perfect house!!! It was God's timing...and it was perfect!! i am so excited for you and honored to be your mortgage...
read more
If there’s ever any doubt in your mind on whether or not to go with Art and his team, take my review as well as the others as a sign. DO IT! Art is an excellent communicator, genius when it comes to putting your money where it counts, and being...
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Reply from Owner
January 5th, 2026 09:11 PM
You guys are amazing...thank you! It doesn't happen all the time, but I found "my people" in ya'll! Your communication....your loyalty...your hard work .....and your perseverance was what got us to the closing table 8+ months later! i am SO...
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I always appreciate a lender who closes on time - thank you again & again!
Reply from Art Wood Mortgage Team
December 23rd, 2025 09:36 PM
How about one that closes a week early :) You made it easy on the sellers side. Maybe can get one together on the buyers side? It would be great to work with you again!! Thank you so much for your kind words!
We were well care for like family.
Reply from Art Wood Mortgage Team
December 23rd, 2025 08:33 PM
Best complement EVER Michael! That's what I strive for with every client, so thank you for noticing!! Loved working with you guys again!!! Love being your Mortgage Guy and Merry Christmas!
went from under contract to closed in 20 days, which is remarkable around the holidays! They were fast and responsive and thorough.
Reply from Art Wood Mortgage Team
December 23rd, 2025 08:12 PM
thank you Tina! forgot to mention we had to approve the condo :) It was amazing to work with you and the Marlers again! TFUMC blood runs deep! Lets do some more work together!!
Art Wood Mortgage Team has received a review with 5 star rating from Liza M
Reply from Owner
January 5th, 2026 09:12 PM
Awww shucks! thanks for the 5 stars!
Art and his team handled everything with care, professionalism and dedication. We are very grateful.
Reply from Art Wood Mortgage Team
December 22nd, 2025 01:42 PM
thank you thank you thank you!!! Love working with dear friends!! You know I am also here for you! thanks for trusting me with your mortgage again! Love being your mortgage guy!
Art and team are on task. Kept me and client well informed. My client is a very jubilant first time purchaser. She feels it was much easier than expected. Great job Art.
Reply from Owner
December 10th, 2025 03:59 PM
Thx for the 5 star review Marcia!!! It has always been a pleasure working with you!!
I've known Art as a pretty for many years he has closed some deals for me I walked into this situation a little blind Art was on top of ever step and his assistant was awesome Selling on home and buying another in two different states was very...
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Reply from Art Wood Mortgage Team
December 10th, 2025 09:26 PM
thank you marcia! The pleasure was all mine. It has been awesome to know you these many years and I consider you a friend!! And my mom would have wanted me to take care of you, so we were all good there! thanks for the wonderful words. I will...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
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Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
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Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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