

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art Wood has the knowledge and experience to help clients reach their personal goals. A prior lender who I worked with in the past informed me that I could not refinance due to a new job. Unfortunately I believed them for a while before finding...
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Art was great to work with! Art and his staff went above and beyond to make sure we got what we wanted. His staff got us a great rate and helped close our loan in time. I would recommend Art and his staff. Thanks Art!
He is very professional, easy to get in touch with and very proactive. he made our first time home buying process a dream come true! We had an overall great experience! If there is a next time, we will definitely use Art Wood again!
Art helped us with our second refi. Given the extra scrutiny banks are placing on borrowers now, Art was able to make the process seamless and efficient. He made it easy and we got a great rate. I was actually never asked for the same doc twice....
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Art Wood and the team at MB Financial are great to work with. They are very responsive and knowledgeable and make the home buying process very easy. They always keep you informed of where you are in the process, and let you exactly what's needed...
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Art was great to work with. My wife and I have used Art for our last two home purchases, and he explained everything in great detail. The process was much smoother than we expected. I would highly recommend Art to any home buyer!
Reply from Owner
July 24th, 2025 12:00 AM
Thank you!! Two homes together means a lot… glad we could make this one smooth too. Always happy to walk through every detail so y'all feel confident. Honored to be your mortgage guy!
Art is an excellent person to work with if you are in the process or looking for a mortgage loan. He'll answer all your questions and give some guidance to make the loan process smoother. Art is great with communication and a great personality...
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Art is an outstanding mortgage advisor!!! He was a great listener and helped us weigh a number of options in re-financing our home. He made sure to explain the key points of the process in a very clear way, but he also explained the details...
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The smoothest real estate lending transaction ever! He told us what was needed up front, so there wasn't the back-and-forth of submitting documents as in previous transactions, kept us informed every step of the way, and we went to closing...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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