Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Mortgages can be tricky and complicated. Art and his team were professional yet personal and made the process smooth. The portal was a great tool to keep the paperwork organized .
Reply from Art Wood
April 13th, 2026 12:56 PM
thank you so much Sandra!! It's a good thing you don't see behind the scenes :) It was truly our pleasure to be a resource to you. Buying from out of state can be a challenge as well, but you aced it. Love being your family's mortgage guy!!...
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Art and team kept me and my client Well informed My client said it was much easier than she expected My client is so happy A jubilant first time home buyer Art gets the Job done well
Reply from Art Wood
April 13th, 2026 12:58 PM
Music to my ears Marcia!! thank you for your trust in the team to work with your buyers!! We loved getting cleared to close a week early, and then having the celebration at closing was just the cream on top. We make a great team and can't wait...
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Communication
Reply from Art Wood Mortgage Team
April 3rd, 2026 06:57 PM
thx for the 5 stars Peggy! It was a pleasure working with you!
If I could give Art, Tiar and his team 10 stars I would!!! I purchased my home a little over a 4 years ago with Art's help! My mortgage company kept sending and calling me about taking out a Home Equity Loan and I told them no and called Art,...
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Reply from Owner
April 13th, 2026 12:59 PM
We love you Christina!! You are the reason we get out of bed and fight the fight every day!! thank you for appreciating us as much as we appreciate you!! We will always be here for you and your friends and family! Your forever mortgage guy!
Tiar McCart has been an amazing coach leading us through our loan process quickly and efficiently! Very professional and detail oriented, she’s a huge asset to Art Wood’s top notch team!
Reply from Owner
March 30th, 2026 03:11 AM
Thank you Lynda for recognizing Tiar!! She is an integral part of our team and continues to impress. We appreciate Traci and your loyalty to the team and we love being your mortgage guy/gal :)
The responsiveness and collaboration of the entire team made my experience truly amazing. They worked together seamlessly to help overcome a few challenges that came up during the process. Despite some last-minute issues, they stayed proactive,...
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Reply from Art Wood Mortgage Team
March 6th, 2026 07:43 PM
WoW Na'Imah!! thank you for the kind words!! I think this is deal number 3 for us, and I look forward to every transaction. You are kind, proactive, and communicative, and I love being your mortgage guy!!
Prompt responses and integrity in the process
Reply from Art Wood Mortgage Team
February 25th, 2026 07:57 PM
You forgot to mention "brother from another mother" :) It was weird how many similarities we shared! It was truly a pleasure working with you and love being your mortgage guy!! The last time you will eve have to look on zillow again ..haha!...
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Art is a great communicator and helped me get over every hurdle.
Reply from Art Wood Mortgage Team
February 24th, 2026 12:24 AM
All the kudos goes to you Sheilene! You worked HARD for this one! I got your back on the next ones!! Love being your mortgage guy!
Art Wood and his team went above and beyond to get me my first place! If you’re buying your first place or last place, I highly recommend!!
Reply from Owner
February 20th, 2026 07:16 PM
man, you made my day Scott!! Thank you for both the kind words and the hard work to get this to the closing table!! Will always be your mortgage guy!!! Congrats homeowner!!
As a first time buyer, I was extremely difficult and had many questions. Art and his team went out of their way to ensure I was successful in meeting the loan requirements and obligations with a clear understanding of the process. I Will only...
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Reply from Art Wood Mortgage Team
February 20th, 2026 04:22 PM
man, you made my day Scott!! Thank you for both the kind words and the hard work to get this to the closing table!! Will always be your mortgage guy!!! Congrats homeowner!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
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- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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