Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Constant communication and good advice.
Reply from Art Wood Mortgage Team
May 4th, 2026 06:25 PM
Like a virus...you couldn't get rid of me :) Love working with you again and love being your mortgage guy!
Art was helpful and thoughtful during the entire process. He was constantly thinking of ways to help us save money and he truly cares about his clients best interests. Thanks for everything!
Reply from Art Wood Mortgage Team
May 4th, 2026 05:35 PM
thanks Angela! You are Isaac are awesome. thanks for trusting me last year to guide you thru this two step process to save the most amount of $$!! HOPEFULLY, there will be a step 3 to lower your rate even more. You know I will be all over it!!...
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Art and his team were amazing. Made being a first time homeowner stress free! He was always quick to respond and answered any questions I had no matter how silly they probably were. Art was also great at keeping me in the loop and explaining...
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Reply from Owner
May 1st, 2026 03:53 PM
Thank you for the kind words Alicia!! There are no silly questions..and you aced it!!! So happy for this next chapter in your life!! I will forever be you go to mortgage guy!!!
Huge shout out to the entire team at Art Wood Mortgage Team. First speaking with Art about the possibilities, checking every box, and Jack for knowing EXACTLY what Art needed to make this happen. Thank you both so much!During our refinancing...
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Reply from Owner
April 23rd, 2026 08:03 PM
Thank you for the kind words Amanda!! You hit the nail on the head with Tiar!! She exhibits amazing care and communication with our clients....care that is often overlooked in our industry. Thank you for recognizing her!! We look forward to...
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Art is very amenable and easy to work with. I was being inundated by robo-callers in relation to my V.A. rate reduction opportunity to the point that I was so confused I was willing to not participate in the program. An agent friend advised...
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Reply from Art Wood Mortgage Team
April 22nd, 2026 06:21 PM
thank you sir!! it was an absolute pleasure working with you Clayton and it would be my pleasure to be your older brother. Will keep an eye on the rates and watch for another opportunity to do it again. Love being your mortgage guy!
Art Wood is definitely our Mortgage Guy! This is the third time we have worked with Art and his team! From start to finish - they make the process easy and handle everything in such a friendly and professional manner! I highly recommend Art...
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Reply from Owner
April 21st, 2026 11:17 PM
Thx Dawn and Victor!! Love being your mortgage guy and LOVED closing with WINE this time!! I am always here for ya!!
Art and his team walked us through every step of our mortgage process. We felt like we had the best team possible making it happen!
Reply from Art Wood Mortgage Team
April 22nd, 2026 06:23 PM
Awwww shucks...thank you Lynda! It was fun helping you strategize thru the process of buying and ultimately selling your home. This was deal number 3, and I don't take that lightly. Tiar and I appreciate your loyalty and yoru hard word!! We...
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Art was very pleasant to work with He always kept us informed of updates and answered all of our questions .
Reply from Art Wood Mortgage Team
April 22nd, 2026 06:25 PM
Thank you Caryn!! You are Keith are awesome!! Actually saw where Keith was connected to a good friend of mine (Robert Lynch) on Facebook. Small world! I am glad Michael introduced us! I love working with him!! I wich you guys many happy memories...
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I had the absolute pleasure of working with Art and Tiar recently, and I cannot recommend them enough! They made something that can be cumbersome, stressful, and prolonged into an easy breezy process. When you’re dealing with major financial...
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Reply from Owner
April 20th, 2026 01:27 AM
Music to my Ears Andrea!! We appreciate your kind words as well as you hard work to get your deal done. I will be honest, your deal was "one of a kind", and we were thrilled to pull it off. You are speaking my language when you say customer...
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Good communication
Reply from Art Wood Mortgage Team
April 13th, 2026 12:54 PM
thank you for the testimonial Katrece. Always strive to have great communication and get the full 5 stars. Loved being at closing and seeing your family!! they are/were so proud of you !! Love being your mortgage guy!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
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Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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