

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Art is passionate, knowledgeable, and professional; I recommend him as a great resource to anyone with financing needs. Even after helping me obtain a very competitive home loan, Art has remained engaged and committed to assisting me as a client....
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I have use Art twice, both times he provided excellent customer service, kept me posted of the possess, and closing was easy. The second time he and the closing attorney was willing to meet me where it would be convenient, and they did! I would...
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Reply from Owner
March 22nd, 2017 12:00 AM
Appreciate you more than you know! Thank you!
Art had a the very difficult task of helping us refinance our home. There were many hurdles that needed to be conquered to make this happen, which we all knew from the beginning. He was incredibly patient and kept us updated throughout the...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Ashley!! I know that refinance had its fair share of hurdles, but I’m glad we worked through every one together. Appreciate the trust and always happy to be your go-to mortgage guy!
Art was so patient with us as we jumped through many hoops to complete a VA loan refinance. He knowas his stuff. He is confident yet compassionate. He is definitely the guy to have on your side!
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Cristina!! VA loans can have plenty of hoops, but I’m glad we got through them together and kept it moving smooth. Always grateful to be on your side as your mortgage guy!
Art and his staff are awesome! They were responsive and very helpful throughout the entire loan refinance process. I would recommend Art over and over again.
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Matia!! I’m so glad we could make the refinance process smooth and be there anytime you needed answers. Always proud to be your mortgage guy!
We had a few bumps and bruises along the home buying process before we met Art, But he always went above and beyond to make sure we got to the closing table as first time home buyers! I can not recommend him or his assistant Mary enough. They...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I know there were a few bumps early on, but I’m glad we could turn things around and get you to the closing table. Always honored to walk through those first-home milestones with folks like you!
Art Wood Mortgage Team has received a review with 5 star rating from Michelle C
Art was very thorough and was willing to work to match the best rate we could find. He also added a personal touch, going so far as offering to attend our closing with us. No other lender has ever extended that courtesy to us. We would happily...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I always say showing up at closing is one of the best parts...glad it meant something to yall too. Always proud to be the one you call for the next mortgage!
I have used Art multiple times to purchase and refinance. He was recommended to me through my real estate agent (and family friend) because of his knowledge of the loan process and ability to work around any situation to help his clients get...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! Multiple loans together means a lot...I’m glad every one of them felt smooth and easy. Always happy to stay in touch and be your mortgage guy for the long haul!
This is the second time I've used Art and his team. They're always responsive and super friendly. Everything was just as expected and went as smoothly as possible.
Reply from Owner
March 23rd, 2017 12:00 AM
you are too kind...thank you very much!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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