

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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When we told Art that we were moving from Georgia to Washington, we were a little surprised when he told us to call him if he could help with the purchase of a new home. We had worked with Art on a refinance a few years ago and he was our mortgage...
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I enjoyed working with Art, he was very responsive to calls and emails. He worked very hard to get us to closing on our new home. I would definitely use him again and recommend to friends.
I was recommended by Art by my financial adviser. He is very much a "no-nonsense" kind of guy, which I appreciated because doing a home refi can be confusing.The process was smooth all the way until the end. The appraisal came in a little higher...
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Art was great to work with. He made the home buying experience be a lot easier than what I was expecting. He was always very professional and responsive to any inquiries I had. He also attended the day of closing to ensure everything went smoothly....
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If you are looking for a professional and honest mortgage lender that will negotiate with you the best rate and deal, look no further! Art is your mortgage guy! I absolutely know nothing about the mortgage process and always believed the many...
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Art is very professional and organized. He was able to give me a competitive interest rate and made the process painless, he was personable and patient on explaining any questions I had. All the documents required were sent to me electronically...
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Art was fabulous throughout the process. He worked with us on what we could afford and he got us such a great rate on our mortgage that we are going to be able to save $80,000 compared to what we paid on our old mortgage. Also, we were working...
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As a single woman who is not knowledgeable about mortgage/banking, and does not understand numbers and everything related to them easily, I needed some who I could trust to have my best interest in mind, be patient when it was needed, and just...
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I recently refinanced my home mortgage with Art and was very happy with the entire process. Art is a self-proclaimed "mortgage nerd," is very knowledgeable and was extremely vested in finding the best option for me. Not only did he provide...
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Art was a complete pleasure to work with during the loan process. He was extremely knowledgeable and made closing a breeze. I recommend Art highly for his responsiveness and for simplifying the process. Art and my agent worked well together...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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