

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
We closed two loans with Art in a one month period. Art presented us with all financing options for our situation. There were no surprises, and everything went smoothly, which is exactly what you want in a real estate transaction. It was a...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! Two loans in one month is no small feat...glad we could keep it smooth with no surprises. Always grateful to be your mortgage guy when big moves like this come up.
My wife and I were put in contact with Art via Zillow. Art called us immediately upon request and explained everything we needed to know to get started with the loan application process. He was extremely patient with us and answered all of...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Zach!! I’m glad we could make the whole thing simple and keep you in the loop every step of the way. Always grateful to earn your trust and be the one you call when it’s time to buy again.
Art was an absolute pleasure to work with. He kept me informed throughout the entire process and was accessible if I had a question. When I received (and was going to accept) a quote for homeowners insurance, he recognized that it was extremely...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Melissa!! I’m so glad we caught that insurance quote...saving you money on top of getting you closed is always a win. Appreciate you trusting me and happy to be your go-to mortgage guy!
Art walked us through the process in an expedited manner. We had recently moved to Florida and job relocation had us looking to move to Georgia 9 months later... Between Art and our realtor, everything was smooth sailing. He explained everything...
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Reply from Owner
March 22nd, 2017 12:00 AM
Thanks Greg!! It was a pleasure!
We've refinanced multiple times over the years in multiple homes and working with Art was definitely the best experience. He was responsive, answered all our questions, and ensured the process went smoothly and timely. I would definitely recommend...
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Reply from Owner
March 22nd, 2017 12:00 AM
Linda....thank you for leaving this review! It was a pleasure working with you guys!
Art was on top of it and went above and beyond. He offered alternatives when things didn't seem to be in my favor. From the beginning to the end he was there and provided important information when needed.
Reply from Owner
March 22nd, 2017 12:00 AM
Thank you so much for the kind words!
Art is a very professional, smart, efficient, helpful, kind, personable representative of MB Financial. I would highly recommend him to handle any business situation.
Reply from Owner
March 22nd, 2017 12:00 AM
It was a journey for sure, but thrilled we got it done for you Peggy Lew! Thanks for the awesome review!
Art has helped me through 4 mortgage transactions including 3 refis and one out of state purchase. With so many brokers available, its important to work with someone who is experienced and whom you trust. Art is both. He does what he says and...
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Reply from Owner
March 22nd, 2017 12:00 AM
Thanks George!! Appreciate you!
I've completed multiple mortgages with Art and found him to be honest and responsive throughout each loan process--one a refi and the other a purchase. He stayed in touch with me and my agent at every step. I highly recommend Art!
Reply from Owner
March 22nd, 2017 12:00 AM
You are too kind!!! Thank you!
Art was great to work with. He was very knowledgeable and he was always available to answer my questions. We had a tight window of time to complete the loan and Art pulled through and got everything done on time. Closing was quick and easy....
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Reply from Owner
March 22nd, 2017 12:00 AM
Thank you!! Thank you !! Thank you!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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