

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
I went to Art because I had a bad experience with my previous lender due to messages going to spam. This caused me to pay the incorrect amount one month. They were rude and unforgiving. However, Art gave me options and worked out a much better...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I hate hearing about bad experiences, but I’m glad we could turn that around and make things right for you. Proud I could be part of your fresh start as your mortgage guy.
Art and Gale were amazing. They were telling me any information they would get as soon as it came in and was persistent and very proactive in the process. They worked very hard for me to get my house and I'm so very grateful.
Art and his team were wonderful throughout the entire process. He keep communication open which I loved and was very timely with everything. I was afraid we would have to push the closing date back but Art and his team did everything they needed...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I know timelines can be stressful, but I’m glad we kept things on track and got you to closing right on time. Proud to be part of this milestone with you and your fiancé!
Art Wood and his loan processor Gayle Rice are like the Batman and Robin of the mortgage industry. The worked overtime on our loan to make sure the process was as smooth as possible. When we ran into issues (due to the Seller) they worked really...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! You just gave me the best nickname ever… Batman and Robin made my day. I’m glad we could keep everything together and get you closed. Always honored to be the guy you call for every loan down the road.
Art is very organized and knowledgeable. He made the home purchasing experience extremely easy. Keeps you updated throughout the process and communicates the next steps of the process in timely fashion.
Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I’m glad we could make things easy and keep you in the loop the whole way. Always grateful to walk through these milestones with folks like you.
Art went above and beyond to get everything my wife and I asked for. He was patient, kind, and an all around solid person to work with. Highly recommend!
Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I’m glad we could get you and your wife everything you needed and keep it stress-free. Always proud to be your go-to mortgage guy!
Art and team made my first time home buying experience stress-free! The whole team was amazing and thorough throughout the entire process. Great team to work with!
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Laurel!! First-time home buying can feel overwhelming, so I’m glad we could make it stress-free and smooth. Proud to be part of this milestone with you!
If you want your mortgage process to be quick and painless, have Art help you! He was available for questions throughout the entire process, and even came to our closing. I highly recommend him!
Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! I’m glad we could keep it quick and painless...and it was great being there with you at closing. Always grateful to be your mortgage guy!
Nothing better than having your real estate agent and mortgage lender work beautifully together. Icing on the real estate cake? Having them located in the heart of Tucker - open door and always welcoming. Art's energy is contageous and his...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Stephanie!! Having a great agent to team up with always makes things better… glad we could make it smooth and pain-free for you. Proud to have walked through this one with you and happy to be your go-to mortgage guy!
I decided to start investing in real estate one year ago and purchased several properties in the Atlanta area. Art and his team did a fantastic job. They offered great rates - better than any bank or other lender - and they are extremely proactive...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Gregory!! It’s been fun watching you dive into real estate investing and being part of those first deals. Glad we could keep it smooth and get you great terms. Always happy to be your mortgage guy for the next one too!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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