

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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I had some rather unusual circumstances that made other lenders shy away from solving my mortgage refinance needs, but Art Wood was understanding and creative. Working closely together to structure terms and conditions that would prove acceptable...
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Reply from Owner
March 20th, 2018 12:00 AM
Thank you Calvin! It was great to get to know you..and see just how small the world is!!
We bought our first home Nov. 2017. Art made the process so easy. He's knowledgeable, patient, and an absolute pleasure to work with! Thanks again Art
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Christine!! First homes are always special, and I’m so glad we could make yours easy and stress-free. Honored to be your mortgage guy!
Art was great to work with. He provided solid guidance, was very professional, and got the job done on our shortened timeline. I would definitely recommend him to anyone looking to get a mortgage.
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Greg!! Short timelines can be tough, but I’m glad we got it done smooth and on time. Honored to be your mortgage guy!
Art was absolutely GREAT to work with! He was always on top of every little detail. Very personable and you could tell he really care about you and the service he provides you. I would/have recommend him to all my friends!!!
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Zac!! First homes are always a big deal, and I’m so glad we could make it smooth and personal for you. Appreciate you trusting me — and sending friends my way — honored to be your mortgage guy!
Art is a true professional that is knowledgeable in all mortgage options
For the second time Art Wood has moved mountains and got my husband and I a mortgage for our beautiful home. He was so efficient, fast and most professional. He is by far the BEST mortgage lender around. We HIGHLY recommended him and his staff...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks Charmaine!! Round two together and still moving mountains… I’m grateful for the trust you and your husband put in me. Always honored to be your mortgage guy!
I have been hesitant to refinance my mortgage because I had heard what a pain it was. A friend of mine recommended Art and he made it so easy. It took about 3 weeks from signing the papers to closing and it would have been faster than that,...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! Glad we could take the pain out of refinancing and make it smooth for you. Appreciate the trust and honored to be your mortgage guy!
We had a wonderful experience using Art with MB Financial Bank for our mortgage. They were fast, friendly, got us a great rate &walked us through each step of the process. We are very pleased and recommend them to anyone.
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Kathryn!! Glad we could make it fast, friendly, and smooth all the way through. Appreciate you trusting me with your mortgage… honored to be your mortgage guy!
Honest. Dedicated. Get things done. Works with your credit. Very suggestive. Has your best interest at heart. No hidden statements. Hard worker. Thoughtful
Reply from Owner
July 24th, 2025 12:00 AM
Thank you!! I try to keep it simple… honest answers, hard work, and no surprises. I’m glad that came through for you. Always honored to be your mortgage guy!
The moment i met Art, i was impressed by his professionalism, knowledge and his willingness to do whatever necessary to move the process forward fast. He is great to work with and i would recommend him to everyone.
Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! From the first meeting I knew we could make this happen quick and smooth. Grateful I could be part of your journey to homeownership.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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