Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Helped us get money for a Deposit for second home. We have a letter of preapproval and are anxious to find the right property near our kids college and complete the process again with Art.
Reply from Owner
April 20th, 2020 12:00 AM
Thank you! Can't wait to work together again!
I've secured loans from five different mortgage lenders in Atlanta over the last fifteen years and Art is the only lender I'll be going back to in the future. His competitive rates and industry expertise were a great asset to me as I purchased...
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Reply from Owner
April 20th, 2020 12:00 AM
I couldn't agree more with LOCAL Ben! Thanks for the vote of confidence and I look forward to being YOUR mortgage guy (until we both retire...haha)
I have gotten several loans with Art and have recommended him to all my friends as well. He is very prompt, a great communicator and a nice guy. He made getting a loan much easier that it has been in the past.
Reply from Owner
July 24th, 2025 12:00 AM
Thanks Adam!! Multiple loans together and still going strong… that means a lot. I’m glad we’ve been able to keep things simple and stress-free each time. Always grateful to be in your corner as your mortgage guy!
I was walked through every step of the loan process. Mer. Art and his team were incredibly helpful and always available to answer questions and address concerns. I highly recommend working with them!
Reply from Owner
February 4th, 2020 12:00 AM
thanks a ton Wil!! Hope you got everything painted and moved in already :)
We have worked with Art on two home purchases in a span of 2 years. Art has been tremendously helpful each time. He answers all of our questions in a timely manner and moves quickly to get things done. We feel fortunate to have him in our corner...
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Reply from Owner
January 30th, 2020 12:00 AM
Thanks Joshua!! It is clients like you that make it all worth it!
They helped my wife and I with our mortgage options and made the entire process straightforward and simple. I couldn't recommend them enough. We wouldn't have our house today if it wasn't for Art
Reply from Owner
January 23rd, 2020 12:00 AM
thanks Patrick!! Really enjoyed working with you guys!!!
I can't say enough good things about working with Art. He was friendly and accessible, and he did a great job of walking us through the lending process and providing all the information we needed to ensure a seamless home buying experience....
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Reply from Owner
January 15th, 2020 12:00 AM
thank you soooo much Karen and Tim!! You guys are equally responsible for making it a positive experience, so thank YOU!!
I was refinancing a rental property and was having to jump through hopes with my other lender. Art seamlessly handled all the quirks about my situation flawlessly. I have since refi'd my personal home and am looking for another property for...
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Reply from Owner
January 14th, 2020 12:00 AM
Thank you Chris! I love being your mortgage guy! Ready for the next one!
This was the easiest financing experience ever. From the very beginning, Art made the whole refinancing process painless, from the initial interview to the actual closing, and in a shorter time period than expected. His information was accurate...
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Reply from Owner
January 14th, 2020 12:00 AM
Terry, you are the best my friend!! Thank you for the amazing testimonial! I wish they were all like you :)
I have purchased two homes in the past 7 years and have used Art both times. Art is Very Professional, Very Responsive, and Highly recommended! I will most definitely be recommending Art to co workers and friends. I will also be using Art for...
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Reply from Owner
January 2nd, 2020 12:00 AM
Music to my ears Greg!! Thank you for your continued support!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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