

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Couldn’t have asked for a better lender. He helped us with everything and went through all the process and doubts. They all make all the process as seamless as possible!Thanks so much to Art and all his team!
Reply from Owner
November 10th, 2021 12:00 AM
thank you so much Aime!! It was a real pleasure to work with you and Luis!
Art came recommended to me by a family member. He had the best imagination of any of the lenders i spoke to. It was a pleasant experience from start to finish. I can't say enough about everyone on his team either, Top Notch! Art earned my business...
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Reply from Owner
April 28th, 2020 12:00 AM
Thanks Shane! Look forward to teeing it up with you soon!
Despite a huge flurry of business due to low rates, plus the virus quarantine, Art made sure my loan processed in a timely fashion, and made sure to keep me informed.
Reply from Owner
April 28th, 2020 12:00 AM
thanks a ton Lindsay! Hope you are staying safe out there!
Getting through the loan process for my new house was possibly the easiest loan experience I have had. The professionalism and efficiency of Art Wood and his staff was exceptional. You can’t do better than to use The legacy mortgage team at...
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Reply from Owner
April 24th, 2020 12:00 AM
You are the best Margaret!! Thank you so much for the kind words! I am so excited to have you don in GA with us, and hope your home brings many years of happiness!!
Art and Team are friendly, knowledgeable and keep you apprised every step of the way! They made refinancing a breeze along with securing a great interest rate for us! We'll always be back for our lending needs!
Reply from Owner
April 24th, 2020 12:00 AM
Thanks a ton Valerie!!! Love being your mortgage guy!
I enjoy working with Art because he makes the process simple and smooth. As an international resident in the US and a single mother just gone through divorce my situation required us to go through multiple obstacles and Art and his team were...
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Reply from Owner
April 24th, 2020 12:00 AM
WOW Sandrine! I could not ask for kinder words. Thank you for your continued faith in me and my team!
We bought our house last year with Art as our mortgage broker. When the rates dropped, our bank contacted us to refinance. So we called Art. Him and his team are fantastic top work with. Highly recommend!
Reply from Owner
April 24th, 2020 12:00 AM
Great testimonial Joel! Glad you knew who to call! Thanks a ton!
I have work with Art Wood and his team for several transactions, and they all go the same way.Quick ! Easy ! No fuss, no muss; Art explains things so you understand them and happy to do it till you REALLY do.Art is the mortgage person who is...
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks so much!! You summed up exactly what we shoot for — quick, easy, and on your side every step of the way. Always happy to explain things until it all clicks. Honored to be your mortgage guy!
We worked prevoiusly with Art and had no hesitation on trusting him on our refinance. I have spoken to several people who have refinanced recently and not one person has a better rate! Art and his team have great communication and are personable....
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Reply from Owner
July 24th, 2025 12:00 AM
Thanks John!! Coming back for round two means the world to me. I’m glad we could beat the rates you were hearing about and make it smooth again. Honored to be your mortgage guy and friend!
Art is the consummate professional. The Goldwater team provided excellent service at every step in the process. I highly recommend Art and his team with your mortgage needs.
Reply from Owner
April 22nd, 2020 12:00 AM
thank you Judy!! Takes one to know one ;)
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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