

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Edit 2: I just bought a new home in NC and Art made it easy even though the house was in another state. They worked with us through the chaos as jury duty threatened to derail the whole process, but we made it through without any problems....
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Reply from Owner
December 30th, 2019 12:00 AM
Music to my ears Jeff! Thank you! I look forward to being your mortgage guy for the years to come as well!
Art worked with us on our first mortgage, and recently did a re-fi for us, and he’s great to work with. He listened carefully to understand our situation. He explains everything clearly, and he is very efficient, which saves us time and effort....
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Reply from Owner
December 30th, 2019 12:00 AM
thank you sooo much Alice! You and Greg are awesome!!
Art and his team at Goldwater Bank have helped us through 3 loans and we'll use him every time! They do a great job and have excellent communication.
Reply from Owner
December 23rd, 2019 12:00 AM
thanks so much Lindsey!!! you guys were the real heroes1 Made it look easy!
Art did a good job for us as a lender. He got our info, qualified us for what we needed and got us to the closing table with few issues. What impressed me the most was when I got a tax bill from the county 6 months later. I contacted the closing...
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Reply from Owner
December 23rd, 2019 12:00 AM
Thank you Harry!!! I appreciate you!
Art was very helpful throughout the whole process. As a first time home buyer, he took the time to explain all of the technicalities of the mortgage and what I should expect. Art also helped after closing with some confusion regarding property...
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Reply from Owner
December 21st, 2019 12:00 AM
Thank you Sedona! This is not just a transaction for me, but rather the beginning of a relationship. I don't want to be just "the guy that did your last mortgage", but rather, "your Mortgage guy"!
We had a complex situation. Fortunately Art Wood had helped us with two previous re-finances and so his expertise was well known to us. And so, when we contacted him a third time his positive outlook, professionalism and long experience in...
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Reply from Owner
December 19th, 2019 12:00 AM
thanks a ton Cochrans!!! i love being your mortgage guy!!
Art and his team did a phenomenal job on my file. His team really worked on my behalf to get me to closing on time. Initially, I was very concerned about qualifying for a mortgage. My credit score declined after divorce, but with Art, I qualified...
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Reply from Owner
December 17th, 2019 12:00 AM
thanks so much Toi! it is a real privilege to do loans for my real estate partners! I appreciate you!
Art and his team were fantastic to work with. They were all very helpful and personable during the whole process. They communicated with us throughout each step and were always available to answer any questions or assist in any way they could....
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Reply from Owner
December 12th, 2019 12:00 AM
Thanks so much Airen!!! You were amazing during the entire process too!
I met Art through a client and had such a great experience that my husband and I used him for our own loan. Art is a straight shooter and took the time to understand our goals. He and his staff made the closing process very smooth. We will...
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Reply from Owner
December 10th, 2019 12:00 AM
thanks to much DeElla!! Enjoyed working with you guys too! Looking forward to a LOOOOONNNGGG relationship!
Great experience working with Art. I would recommend to any home buyer looking for a mortgage. As a first time home buyer I found he and his team especially helpful.
Reply from Owner
December 10th, 2019 12:00 AM
Thanks a ton Emmie!!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
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Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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