Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Art is amazing! I’ve used many mortgage brokers over the last 30 years and Art is by far the best mortgage broker I’ve ever used! If you are considering buying a home or refinancing please use Art. Not only is he knowledgeable about what’s...
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Reply from Owner
July 15th, 2025 03:10 PM
Man, you used my tag line...good on you Tom and thank you for the kind words! For those reading this, Tom is also my go to insurance guy. As adults we need to surround ourselves with qualify professionals like mortgage, insurance, legal, financial....etc....
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Processed my mortgage in record time with the best rate. I definitely recommend using Art and if I ever buy another property, Art is who I will reach out too!
Reply from Owner
July 14th, 2025 06:41 PM
Thank you Darsha!! I remember your deal like it was yesterday. You were a joy to work with and glad we were able to save the day ;) love being your mortgage guy and can't wait to work together again!!
Art is a pro.
Very pro active and user friendly
Reply from Art Wood
July 15th, 2025 03:08 PM
Thanks Ashley!! Means a lot, and I always wanted to be a pro tennis player, or rock star, but I will take it as a mortgage guy as I celebrate 20 years this year!!! I appreciate the kind words and love being your mortgage guy!
Art Wood made our refinance quick and stress-free. Great rate, great communication, and everything closed on time. Highly recommend!
Reply from Owner
July 12th, 2025 12:58 PM
Sheila, you are the best. I have loved being your mortgage guy for years. Thank you for the kind words and continued trust. Love being your mortgage guy!!
Art is the best! Always looking out for his clients and going the extra mile. I’d highly recommend him to anyone needing a mortgage!
Reply from Owner
July 11th, 2025 10:00 PM
Thank you sir!! That means a lot coming from another banker, albeit commercial. I have appreciated your and your wife's friendship and look forward to being a resource to you , residentially, for years to come!! Now...who is buying lunch next...
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Art Wood is always willing to answer my many questions concerning Home Mortgage he's extremely knowledgeable and patient.
I recommend Art for Your Home Mortgage needs.
Reply from Owner
July 11th, 2025 09:58 PM
thanks you nancy!! We have certainly done a few together! So happy with all that you have accomplished thru real estate, and thrilled that Mary connected us years ago! Love being your mortgage guy!
The company communicated efficiently and searched for the best refinance rates possible! We were very pleased.
Reply from Owner
July 11th, 2025 09:30 PM
Thank you Janey!!! I really appreciate the kind words. Know that I am here for you whenever you need a mortgage guy, but know it would be tough to give up that super low rate :) Thank you again!
Art is a very trustworthy person. He would like to help you during the difficult process of financing or refinancing your mortgage.
I know that he was very helpful during our process.
Reply from Owner
July 11th, 2025 12:05 AM
Thank you Jose! I loved working with you guys but it was such a complement when you referred me to your son. The is the highest honor. Thank you for allowing me to be your family's mortgage guy!
Best home buying experience hands down. Any issues that came up, and they come up when buying a home, were immediately addressed and assistance was provided. No problem was too tough to handle. I don’t plan on buying another home, but if I...
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Reply from Owner
July 11th, 2025 12:08 AM
MY Man Ernesto!! thank you for the kind words brother. Our next deal together is going to be refinancing when the rates drop. Be ready!! Hopefully sooner that later. Thanks for letting me be your mortgage guy!
Working with Art Wood was a smooth and stress-free experience. Art is knowledgeable, honest, and truly cares about his clients. He took the time to explain everything clearly and made sure I felt confident every step of the way. Highly recommend...
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Reply from Owner
July 11th, 2025 12:25 AM
Stress free is my middle name Dave, but it helps when you have an amazing client like yourself. My team can only do so much unless we have a responsive client on our side! Certainly look forward to being your mortgage guy well into the furture!...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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