Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Art was recommended by my CPA. I had reached out to him about refinancing my home, the entire process was taken care of by Art in a professional manner. I would definitely recommend him if you're either buying or refinancing.
Reply from Owner
July 16th, 2025 02:11 PM
Thanks Moiz!! I had forgotten that we met through you CPA. Feels like devine Providence:) was happy to get you started on your real-estate investor journey, and you know I am always hear for you. Thanks again for choosing me as your mortgage...
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The Experience with Art set a new bar. Art delivered with Excellence when my original lender dropped the ball. He masterfully guided my wife and I through the process and enabled us to close on time…. Art’s expertise proved to be invaluable...
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Reply from Owner
July 16th, 2025 02:10 PM
Thanks for sharing Thad!! I remember you home buying experience like it was yesterday. Seems like we were just posing for the closing picture. Whereas I like being the 1st mortgage guy on the scene, I seem to get called to fix a lot of other...
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Used Art multiple times, he will always be my go-to for any loan/purchase! Makes it stress-free and operates with integrity!
Reply from Owner
July 16th, 2025 02:07 PM
Thanks Marcus. I love being your mortgage guy!! I have also enjoyed watching you grow in your career, and #adulting :) I am always here for you as a resource my friend!! Keep up the good work and thank you again!
Art is incredible. He’s always resourceful, friendly, and knowledgeable.
I’d recommend him 100 times out of 100.
Reply from Owner
July 16th, 2025 02:05 PM
Thanks Marcus...we have done a couple of deals together and you always knock it out of the park. I look forward to our conversations throughout the years about all things financial and real estate related. It's fun when business turns into...
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I can’t say enough good things about my experience working with Art from start to finish, he made the entire mortgage process smooth, transparent, and stress-free. As a returning homebuyer I had a lot of questions, and Art took the time to...
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Reply from Owner
July 16th, 2025 02:03 PM
Wow Murad. You make me blush and I am so appreciative for the kind words. As I have said multiple times, the clients responsiveness and cooperation is just as responsible for the process as it is the mortgage professional, and you, my friend...
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Art Wood made my refinance so easy & understandable. It was a seamless process & he was able to get me a much lower interest rate than I previously had. I highly recommend him for ur mortgage needs.
Reply from Owner
July 16th, 2025 02:00 PM
Thank you Ashley!! Getting a mortgage can be stressful and complicated but we try to shoulder most of that stress so our clients don't have to. Thank you for trusting me with you mortgage and for being a friend for 35 years (at least)!!
Art Wood and his team are professional, friendly and honest. He answered all of our questions with transparency and respectfullness. Art is clearly motivated by helping his clients with their lending needs quickly. His service is unmatched...
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Reply from Owner
July 16th, 2025 01:58 PM
Well said Kimberly and thank you. We take great pride in treating all of our clients like family. Anything less is unsatisfactory. Thank you for noticing and look forward to being your mortgage guy for years to come!!
I had an excellent experience working with Art and his wonderful team. The service provided was personal and professional. I felt comfortable throughout.
Reply from Owner
July 16th, 2025 02:44 PM
Thank you so much Emi!! Being young and a first time homebuyer can be daunting, but you aced it. Was so happy to work with you through the process. I am happy to be on Team Emi as your go to mortgage guy!!
Easy to work with. Highly recommend
Reply from Owner
July 15th, 2025 03:19 PM
You are the best Becky! Thank you! Hope you got your condo all fixed up and beautified :) I love being your mortgage guy and cant wait til we refi :)
Time and time again my buddy Art Wood just keeps coming thru when I need him , he is a solid as a rock.
Reply from Art Wood NMLS #118234 - Art Wood Mo...
July 15th, 2025 03:06 PM
Thanks Tom!! Thats means a ton. You tend to work with people you know, like, and trust, and the feeling is mutual. I always look forward to talking mortgages and life with you and love being your mortgage guy!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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