Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art is a gentleman, and a hard working person. He worked hard to make sure I got the loan I needed for my house. I consider him a friend, and will forever be grateful for he's help.
Reply from Owner
July 10th, 2025 03:10 AM
Nevah...you are a gem!! It was such a pleasure to work with you so many years ago, and yes, I will forever be your mortgage guy and your friend. Thank you for the kind words!
Had a great experience working with Art to help make my home renovation dreams come true! Great guy who is trustworthy and genuine. I appreciate his time, patience and expertise.
Reply from Owner
July 10th, 2025 03:12 AM
Thank you Allison! You helped to keep the process fin and light. I am so excited for you being able to transform your condo into your dream home. I am thrilled that I was able to refer you to Johnny, the most excellent general contractor and...
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Working with Art Wood was an exceptional experience from start to finish. He made the mortgage process smooth, stress-free, and easy to understand. Art was incredibly knowledgeable, responsive, and always took the time to answer our questions...
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Reply from Owner
July 10th, 2025 03:14 AM
You are the best Jaleah! You helped to teach me about a new product (CHFA), and for that I want to thank you. I am so thrilled you aunt referred you to me. You guys aced the home buying process! I look forward to being your mortgage guy for...
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Art Wood Mortgage Team has received a review with 5 star rating from Qihang W
Reply from Owner
July 1st, 2025 08:05 PM
Love being your mortgage guy!!
Art is very helpful and responsive to all the questions and requests. Very thorough walk-through for the process, particularly in my case because it was a bit unexpectedly complicated. Highly recommended, especially for the first-time home...
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Reply from Art Wood
July 2nd, 2025 09:47 PM
thank you for the 5 stars David! You guys were amazing....you did keep me on my toes, but thats why they pay me the big bucks...haha!! Cant wait to see the picture of you two in front of the house! I absolutely loved being your mortgage guy...
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Good communication with my buyer and quick to resolve a situation when it arises.
Reply from Art Wood
June 30th, 2025 07:47 PM
You are the best Genevieve!! Look forward to working together again! Love being your mortgage guy!
Art sees to his clients in a very personalized way, clearly from a position of integrity and commitment .
Reply from Art Wood
June 30th, 2025 07:58 PM
Thank you Steven!! I live by those words and it was wonderful to work with you and your wife. We had some challenges that we were all able to work together to overcame!! Love being your mortgage guy!
Art is awesome! Feel very confident turning my clients over to him
Reply from Art Wood
June 25th, 2025 06:40 PM
My Man! The feeling is mutual!!! You and your clients are awesome! Love being your mortgage guy!
Art is very charismatic and conversational. He is efficent and does his job well. We had a smooth trip to the closing table and the whole process was handled in a most professional way.
Reply from Art Wood
June 12th, 2025 05:09 AM
Hey Sheri!! Thank you for the kind words. This means a lot coming from ANYONE, but especially a listing agent. You are too kind, and I must say, you were a joy as always to work with! Lets do some more :)
Art did a pheno job on my clients' loan closed on time
Reply from Art Wood
June 12th, 2025 05:10 AM
thank you Heather!! We aim to please. Hope to close another one with you so we can continue to impress :)
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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