Art Wood Mortgage Team
Loan Originator
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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What a great team to work with. Art Wood was very knowledgeable, and was very easy to work with. Definitely had my best interest in mind. We will only use Art and his team. Kudos
Reply from Owner
July 18th, 2025 01:38 AM
Thank you Kevin!! This means the world to me!! We have come a long way from Smoke Rise, and I appreciate your loyalty. You guys are some of my faves. Love being your mortgage guy!!
Art was Terrific to work with when I applied for a mortgage as a first time home owner. He was the only lender I talked to that took the time to break down everything i needed to know instead of “fill out the application and we will go from...
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Reply from Owner
July 18th, 2025 01:40 AM
Well said Dalton and thank you. So many loan officers are rate sales people and application takers instead of being financial professionals that lead with a servant heart. Thank you for noticing and for letting me be your mortgage guy!!
smooth and efficient process
Reply from Owner
July 18th, 2025 01:40 AM
Thank you Cynthia!! Appreciate the kind words!!
Art Wood is amazing to work with ! He helped me purchase my first home! 30047 I have lived here ever since!
Reply from Owner
July 18th, 2025 01:33 AM
Thanks Racheal!! It is always nice running to you in the 'hood too!! Seriously, I love being a part of people's lives and just being a small part of their story!!! Thank you for letting me be your mortgage guy and see ya soon!!
I have been working with Art Wood for years now and he is always there to help. I settled on my house with him and then when rates dropped, refinanced with him and his team. Since then I have been able to reach out and ask questions about options...
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Reply from Owner
July 17th, 2025 07:20 PM
Music to my ears Kevin..and thank you for describing what a perfect mortgage partner should be. Most see it as a transaction, but I see it as a relationship. Trust me, I will always be here to help you in any way I can. Thrilled to be your...
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Art is wonderful! Saved me lots of money on a refinance. Would highly recommend
Reply from Owner
July 17th, 2025 07:21 PM
Thanks Kevin. Keeping it simple!!! One of my jobs is always looking to save you money, and was happy to come thru for you. Glad to be your go to mortgage guy!!
Art is the BEST! He is so knowledgeable and really cares about doing right by his clients. I highly recommend him to anyone needing a mortgage.
Reply from Owner
July 17th, 2025 07:17 PM
Thanks Elizabeth!! You are absolutely correct. I love my clients and have the best borrowers ever...including you!!
You made my job easy!! Love being your mortgage guy!!
My wife and I have worked with Art on two mortgages in the Atlanta area and when we moved back to Florida, we used him again! Why? Because Art knows his stuff when it comes to mortgages and rates. His staff is efficient and helpful. But most...
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Reply from Owner
July 17th, 2025 07:23 PM
Thanks Jim. I am lucky enough to call you and Susan friends!! From the first call where you were entertaining other lenders, to the most recent transaction, we have continued to watch our relationship grow. Thank you for the kind words and...
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Art is so knowledgeable about the residential real estate industry that he can creatively assist with any mortgage solutions. I’ve used him for my past 5 purchases and he is amazing!
Reply from Owner
July 21st, 2025 12:00 AM
Thanks a ton Ashley!! We have been through a lot together and your loyalty means the world to me!! I will forever be dedicated to doing good work for your and your family!! I love being your mortgage guy!
Who do you want for your mortgage lender, refi lender or all around left side/right home money person? A nice guy? A nice woman ? Sure. But, isn’t what you really want a person that is honest, has years of knowledge, a lot of contacts in the...
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Reply from Owner
July 21st, 2025 12:00 AM
Thank you Carolyn! Yes, you are correct, I would like to think i encompass those traits and more :) There are so many things that it takes to be a great mortgage professional (knowledge, patience, communication,...etc), but tat the end of the...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
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Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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