

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Art Wood Mortgage Team has received a review with 5 star rating from Kevin D W
Reply from Owner
July 19th, 2025 08:14 PM
Thx for the 5 star review Kevin!!
Art and his team make the process very easy and fast closed in a month. Communication was great and responded to every question very quickly. Highly recommend for anyone needing a home loan.
Reply from Art Wood
July 21st, 2025 02:34 PM
Thank you Kevin!! It was certainly our pleasure. I tell a lot of folks that communication is what sets us apart. Not many loan officers are available 7 days a week, but I don't know any other way to do it. Your continued loyalty is very much...
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I was looking to refinance my home a few years ago and reached out to Art Wood’s team. I knew him from college had seen him grow his business locally. Having someone you can trust is importance and I knew I would be in good hands. They got...
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Reply from Owner
July 21st, 2025 12:00 AM
Thank you Kim!! We have come a long way since the Flying Fleet!! I appreciate your trust to take care of your mortgage needs!! And I USED to be the unofficial mayor of Tucker, until they created a city and elected a real one ...lol! Love being...
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Hands down Art is the best, I mean the BEST mortgage guy ever. He helped me got my house in 2022 and to this day , he still helps when needed.....
Reply from Owner
July 19th, 2025 08:15 PM
Thanks Phyliss!! You hit the nail on the head about what a mortgage professional should do....always be at our clients beck and call to be a resource...whether it is a mortgage transaction or just an overall life question. Am honored to be...
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We have worked with Art for the last 8 years and closed on three homes with him. We have recommended him to both family and friends and will continue to use him in the future.
Reply from Owner
July 19th, 2025 08:18 PM
Yes you have, and I appreciate it. You guys are some of my favorite clients to work with. Great communication! Loyal! Open to suggestions!! Quick to respond!! I can go on and in, but suffice it to say THANK YOU guys for being so awesome and...
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We have had the pleasure of working with Art twice now and I recommend him with no reservations. The most knowledgeable professional in the business!
Reply from Owner
July 19th, 2025 08:20 PM
You guys are the best!! Thank you for the kind words and for the referrals. Hope yalls business is still kicking butt!! If anyone needs pine straw, John (Brian) is the man!! Love being your mortgage guy buddy
Back in 2018, I needed to refinance my mortgage debt due to the loss of tax deductions for HELOC interest.Although I had plenty of assets, I had virtually no income as I was several years away from my Social Security and pension kicking in....
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Reply from Owner
July 20th, 2025 03:28 PM
Thanks Calvin!! Such a small world!! I appreciate the kind words and continued support throughout the years. I have always enjoyed our chats and it is truly my pleasure to be your mortgage guy and friend!!
Art Wood goes the extra mile. Not only did he get my mortgage loan through smoothly but he follows up afterwards to make sure I'm satisfied across the board. I will use him again.
Reply from Owner
July 20th, 2025 03:30 PM
Music to my ears Damon!! Thank you the kind words but also thanks for noticing the "after the sale" touches. It's a continous relationship that makes the process continue to get better. Can't wait to work together again!!
Art was an outstanding loan lender, making the entire process seamless and stress-free. His communication was always prompt, clear, and transparent, ensuring we were informed at every stage. He demonstrated an impressive depth of knowledge,...
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Reply from Art Wood
July 21st, 2025 02:35 PM
Thank you Corey!! What a wonderful testimonial. So happy for you guys that yall were able to time the sale and the buy at the same time. So glad we connected and that we were able to work out the financing to meet every objective. Now, we wait...
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I financed my current home with Art and the experience was great. This is my sixth home so I was very familiar with the process, but Art’s professionalism and friendly approach made it enjoyable. I would recommend his services without hesitation....
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Reply from Owner
July 18th, 2025 01:36 AM
Oh man...what an awesome testimonial Ed!! Thank you!! It is nice that you had a frame of reference and that we still exceeded your expectations. I remember the closing with you all!! Thanks for the kind words and for letting me be your mortgage...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
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Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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