

Art Wood Mortgage Team
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
Great communication. Great experience for my clients.
Reply from Art Wood
July 21st, 2025 10:35 PM
Team work make the dream work Jasmine! i appreciate you referring your clients to me. it is nice having that partnership that just "works". Your clients were lucky to have you on their team!!! Love being your go to mortgage guy!
Art is awesome! He took great care of us and worked with our situation, at the time, to get us approved. We’ve been in our home over 10 years now and Art has always been just a phone call away. I would recommend him in a heartbeat!
Reply from Owner
July 21st, 2025 11:47 PM
I remember it like it was yesterday!!! We made the magic happen!!! Thank you Jessica for the kind words and walk down memory lane!! You know it already, but I will be here for the next house !!! Love being your mortgage guy!!
Art is the man! He guided us through the process and made it quick and painless. Thanks Art!
Reply from Owner
July 21st, 2025 11:48 PM
Thank you Bryan!! A mortgage shouldn't be painful if you have the right team...and you had the right team!!! Thank you for choosing me to be your mortgage guy!!
Art Wood is the best mortgage lender around. His team will help you in any way they can to get you approved and will keep you informed throughout the process.
Reply from Owner
July 21st, 2025 11:49 PM
Thanks Scott!! We have pulled out some doozies!! Really appreciate the kind words and your loyalty. Love being your mortgage guy!!
Art Wood Mortgage Team has received a review with 5 star rating from Terrance F
Reply from Owner
July 21st, 2025 03:12 PM
Thanks Terrance!! Yes, getting a mortgage is indeed part of the moving process, especially when you have to sell and buy the same day. You guys made it look easy though!!! hate that I wasn't able to make it to the closing, but there is always...
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Art was awesome throughout the moving process! Very responsive and caring to our needs . Highly recommend to anyone !
Reply from Art Wood
July 21st, 2025 02:29 PM
Thanks Terrance!! Yes, getting a mortgage is indeed part of the moving process, especially when you have to sell and buy the same day. You guys made it look easy though!!! hate that I wasn't able to make it to the closing, but there is always...
read more
Art Wood Mortgage Team has received a review with 5 star rating from Melissa T
Reply from Owner
July 21st, 2025 03:12 PM
Thank you so much Melissa!! I am so excited and proud of you for being a homeowner. it can be a daunting task but you make it looks easy. It was truly our honor to help you buy the house and will be on the lookout for rates to drop so we can...
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Art and his team were very accessible and did a great job communicating the process.
Reply from Art Wood
July 21st, 2025 02:31 PM
Thank you so much Melissa!! I am so excited and proud of you for being a homeowner. it can be a daunting task but you make it looks easy. It was truly our honor to help you buy the house and will be on the lookout for rates to drop so we can...
read more
Art and his team did an amazing job with my refinance. He listened to my goals for why I wanted to refinance and found the mortgage that would meet my needs. He stayed in communication with me during the process so I always knew what was going...
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Reply from Owner
July 20th, 2025 03:26 PM
Thanks Emily!! You and David are amazing and it was my pleasure to help you guys out, and thrilled you guys were pleased with the process. Love being your mortgage guy!
Art is the best. I won't ever use anyone else!
Reply from Owner
July 19th, 2025 08:13 PM
Short sweet and to the point Ian!! Thank you!! You did the hard work years ago building your team of professionals and I am thrilled to be your mortgage guy!! Always here for you buddy!!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Bank Statement Loans (Self-Employed)
P&L (Profit & Loss) Only Loans
DSCR Loans for Real Estate Investors
Renovation HELOC (Keep Low 1st Mortgage Rate)
Conventional Home Loans
Second Home Financing
Fast Pre-Approvals & Quick Closings
1099 Income Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 118234
Awards
Hobbies
- Community Events & Networking
- Live Music
- Tennis
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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