

Arshia Saber
Senior Mortgage Broker
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeown... Show More
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I was hesitant to start the refinancing process but Arshia really made the process incredibly easy. I had looked at a few other companies and Arshia definitely beat out any competition. He was knowledgeable and very easy to work with. Any time...
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I was able to get my home refinanced at a good rate thanks to Arshi. Although I had applied to multiple lenders, it was Arshia's consistent attentiveness to details that kept things moving forward. The result was that, despite the fact that...
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Arshia was very professional and personable to work with. He was efficient at his job and kept us informed thru emails, phone calls, and text. He graciously answered all our questions which put us at ease since the beginning. Everything we...
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Arshia was beyond a pleasure to work with.Upfront I advised him on my situation and what I was looking for and he was able to use my high level figures to give me an option that was what we were looking for.Hi projection on figures ended up...
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Arshia was a pleasure to deal with. He was honest and forthright. He had the correct balance of speaking and listening. If things were different with my personal situation I would use him.
Arshia was a pleasure to work with. I was interested in refinancing my home mortgage to lock in at a lower rate. I submitted my information to Rocket Mortgage and Zillow and received multiple calls, but Arshia seemed the least salesly. Another...
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Arshia and his team were able to process my loan to refinance my house in less than a month. I paid very little in closing costs and was able to lower my rate and monthly payment. Zillow home loan website and app worked great to upload documents...
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I was recommended to Ash and I'm glad I was. The process had zero hiccups or surprises and Ash provided an experience that was very different from my last lender. He gave me what I asked for and stuck to his word. It went so well that I already...
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We were introduced to Arshia when decided to refinance and I am glad we did. He is one professional, knowledgeable, experienced agent who gave us very accurate advise that we helped us with lower payments, put us with a better company which...
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It's hard to know where to start with Ash. I was just curious to know if I could refinance. From the moment I connected with him, I knew I had the right guy... friendly, knowledgeable, patient and responsive! He didn't hesitate to give me his...
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About
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeownership.
My background in both mortgage lending and real estate allows me to see the full picture of every transaction. Today, I operate under one of the nation’s largest mortgage broker networks, giving me access to a highly competitive portfolio of wholesale lenders. That means more flexibility, more solutions, and often better pricing than what traditional retail banks can offer.
I specialize in:
• Strategic Refinancing
• Home Purchases
• Equity Optimization
• Complex Borrower Scenarios
• Wholesale Rate Shopping
Markets shift. Rates fluctuate. Guidelines tighten. My role is to structure loans intelligently, protect my clients’ long-term financial position, and make sure they’re not just approved — but strategically positioned.
I don’t believe mortgages should be transactional. I believe they should be intentional.
Whether you're purchasing your first home, restructuring debt, or leveraging equity to create new opportunities, my goal is simple: help you win — not just today, but over the long term.
If you value strategy, options, and execution, let’s connect.
NMLS# 1718367
DRE 02177717
Lumin Lending Inc. NMLS #2716106 CA DRE #02991443
18201 Von Karman Suite 800
Irvine, CA 92612
https://www.luminlending.com/
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2716106
Equal Housing Lender
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
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