

Arshia Saber
Senior Mortgage Broker
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeown... Show More
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So far so good. Arshira and his manager worked really hard and really quickly to get me lower rate, switch from FHA to conventional loan with no out of pocket costs. If I wasn't so scared the rate would go up I could've gotten a better rate...
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Arshia and Zillow were able help with a loan refinance and close in the estimated timeframe of one month. I would be happy to recommend them for others' refinance needs.
This was by far the best financial transaction that I’ve ever experienced! I’ve bought/refinanced and sold over 10 homes and this was the most streamlined and efficient process I recall! Arshia is professional, responsive and friendly. I didn’t...
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Thanks to Zillow and Arshia! Very easy process for us and very patient with us as we changed our minds several times about several different details along the way. Really appreciate the help and highly recommend you check out these folks if...
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Arshia was recommended to me by my nephew. He was most professional, helpful in that I needed help sending some files to him. He was patient in making sure everything was correct. I liked working with him.
Ashir was truly helpful in answering any and all questions gor us as we moved along the process. Everything was explained in detail with nothing omitted.
Arshia is professional and easy to work with. He took care of all the details in a very timely manner. He kept us informed during the whole process……………………………………
I have gone through refinancing several times in my life and my experience with Arshia was by far the easiest, quickest, and least stressful. He was knowledgeable, available, proactive -all first rate qualities for a lender - with the added...
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Arshia is a very good loan agent. He kept updating daily interest rates and helped me get the best deal over a period of time. He also patiently guided me through the process smoothly to the end. I highly recommend him!
Arshia was fantastic. Working with him on the refinance was easy and convenient. He walked me through every step of the process and was always available to answer my questions. This was truly a stress free process due to his professionalism...
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About
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeownership.
My background in both mortgage lending and real estate allows me to see the full picture of every transaction. Today, I operate under one of the nation’s largest mortgage broker networks, giving me access to a highly competitive portfolio of wholesale lenders. That means more flexibility, more solutions, and often better pricing than what traditional retail banks can offer.
I specialize in:
• Strategic Refinancing
• Home Purchases
• Equity Optimization
• Complex Borrower Scenarios
• Wholesale Rate Shopping
Markets shift. Rates fluctuate. Guidelines tighten. My role is to structure loans intelligently, protect my clients’ long-term financial position, and make sure they’re not just approved — but strategically positioned.
I don’t believe mortgages should be transactional. I believe they should be intentional.
Whether you're purchasing your first home, restructuring debt, or leveraging equity to create new opportunities, my goal is simple: help you win — not just today, but over the long term.
If you value strategy, options, and execution, let’s connect.
NMLS# 1718367
DRE 02177717
Lumin Lending Inc. NMLS #2716106 CA DRE #02991443
18201 Von Karman Suite 800
Irvine, CA 92612
https://www.luminlending.com/
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2716106
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VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
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