

Arshia Saber
Senior Mortgage Broker
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeown... Show More
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Arshia helped my family undo a mistake someone unaffiliated created. From start to finish, we had less than a three week process. I have never closed a mortgage as quickly as this one. Arshia hit every curveball and was meticulous with preparing...
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Reply from Owner
November 3rd, 2023 12:00 AM
Thank you very much for the kind words.
Arshia Saber helped with our home loan.He was wonderful. He was very thorough.Arshia made the whole process much easier and faster than expected.We highly recommend Arshia Saber for all your home loan needs. We would use him again in a heart...
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Reply from Owner
September 15th, 2023 12:00 AM
Thank you so much for trusting me with your Mortgage needs, Leslyn and Bill. I had a great time getting to know you two and will be keeping in touch with Market updates. Mortgages made easy with Arshia!
Fast service and delivered on promises. Fees were on the high side compared to completion but he closed or mortgage in a little over 2 weeks. Would definitely use him again.
Reply from Owner
September 19th, 2023 12:00 AM
Thank you for your review and honest opinion. I believe you meant to say we reduced the fees at closing, we got a discount applied! At times, rates these days are a bit higher with higher costs involved but that is why we break down the different...
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When I started this process, I was somewhat nervous and uncertain about whether or not I was making the right decision. Arshsia took the time to explain the options available and helped guide me throughout the process. I sincerely appreciate...
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Reply from Owner
September 15th, 2023 12:00 AM
Thank you very much for trusting me with your Home Loan Needs, Melissa. I enjoyed getting to learn more about your journey in life and I am happy to have been a part of it. I will be keeping in touch as a friend and your Mortgage Consultant...
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My loan officer was patient and helpful. He was thorough and always took time to explain things to me. He worked my loan 3 different ways to make sure that I had the best option for my situation.
Reply from Owner
August 9th, 2022 12:00 AM
We know how valuable your time is and want to thank you for taking the time to tell us how we are doing. Our goal is to make the process as smooth as possible. We appreciate customers like you!
Arshia was committed to making sure I got the mortgage that best fit my situation. He spent the time to look into different options and made sure to explain the trade-offs to me in a way a new homebuyer was able to understand. He kept close...
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Reply from Owner
July 25th, 2022 12:00 AM
Exceptional service is our goal, so we love hearing Arshia helped you through the process to make sure you understood each step. Your feedback is very much appreciated. Thank you for taking the time to tell us. We certainly look forward to...
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I've had many mortgage transactions over the years and this refinance was by far the smoothest and easiest one ever. Arshia was very professional and responsive and did an outstanding job comparing and explaining all of the options. I highly...
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I worked with Arshia for a 20 year refinance. He was thorough and explained the process to me exceptionally well. I ended up with another lender, but I highly recommend Arshia for his knowledge and professionalism.
Arshia did an amazing job with my refinance, the process was smooth and the communication was excellent. We completed the loan quicker the expected and with no issues. Highly recommend Arshia!
I was working with my current lender on a refi when Zillow sent a loan solicitation. I didn't know Zillow offered financing services until then. Arshia immediately advised that he could do better than the offer my mort co at the time was offering...
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About
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeownership.
My background in both mortgage lending and real estate allows me to see the full picture of every transaction. Today, I operate under one of the nation’s largest mortgage broker networks, giving me access to a highly competitive portfolio of wholesale lenders. That means more flexibility, more solutions, and often better pricing than what traditional retail banks can offer.
I specialize in:
• Strategic Refinancing
• Home Purchases
• Equity Optimization
• Complex Borrower Scenarios
• Wholesale Rate Shopping
Markets shift. Rates fluctuate. Guidelines tighten. My role is to structure loans intelligently, protect my clients’ long-term financial position, and make sure they’re not just approved — but strategically positioned.
I don’t believe mortgages should be transactional. I believe they should be intentional.
Whether you're purchasing your first home, restructuring debt, or leveraging equity to create new opportunities, my goal is simple: help you win — not just today, but over the long term.
If you value strategy, options, and execution, let’s connect.
NMLS# 1718367
DRE 02177717
Lumin Lending Inc. NMLS #2716106 CA DRE #02991443
18201 Von Karman Suite 800
Irvine, CA 92612
https://www.luminlending.com/
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2716106
Equal Housing Lender
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
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