

Arshia Saber
Senior Mortgage Broker
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeown... Show More
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This man literally saved my life. Not sure where I would be without Arshia's Services!!!
Arshia is personable, friendly and easy to talk to. He provided information I needed, educated me on the process and sometimes had to go over things I was unsure of more than once. Timely with communication and answered all of my questions....
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Reply from Arshia Saber
July 29th, 2026 03:41 PM
Gloria, I appreciate your kind words and am glad to hear that you found our communication helpful and timely. It's important to me that you feel confident and informed throughout the process. Please know that I'm always here for any questions...
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Arshia is a true professional. He faithfully negotiated a minefield of seller agent omissions, low appraisals, and the southern good old boy syle of doing business to forge a path for my family to realize our retirement goal. This is either...
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Reply from Arshia Saber
July 9th, 2026 07:22 PM
Wayborn, thank you for your kind words and trust over the years. I'm glad I could help navigate the challenges and support your family's retirement goals. Your continued partnership means a lot to me, and I'm always here to assist with any...
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Arshia could not have done anymore to make things go smoothly. We met him about 5 years ago while refinancing. We shared our dreams, and he never forgot it. He's not only our broker but a friend. We wouldn't use anyone else. We had many challenges...
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Reply from Arshia Saber
July 9th, 2026 06:41 PM
Cheryl, I appreciate your kind words and am grateful to have been part of your journey over the years. It's wonderful to hear that you feel supported and valued our relationship. If there's anything else you need, please don't hesitate to reach...
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Arshia Saber was very patient and knowledgeable about his business...,It was scary reaching out to someone I don't know with all my personal information but he was very patient... thankful we crossed paths in this lifetime. . I needed guidance....
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Reply from Arshia Saber
June 15th, 2026 04:01 PM
Susana, thank you for your kind words. I'm glad I could provide the patience and guidance you needed during this process. If you have any more questions or need further assistance, please feel free to reach out.
Arshia accomplished for me in a wonderfully short time what I couldn't get done in weeks with another lender. His expertise and manner made the process understandable. His efficiency eased the entire transaction He gained my trust.
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Reply from Arshia Saber
June 8th, 2026 04:08 PM
Clifford, I'm grateful for your kind words. I'm pleased that my expertise and approach made the process clearer and more efficient for you. If you have any more questions or need assistance in the future, please feel free to reach out.
Arshia was very helpful the best thing was he was pushy let me go on my own pace again he was great it is a great working with him
Reply from Arshia Saber
June 8th, 2026 02:20 PM
Richard, thank you for your kind feedback. I'm happy to hear that you appreciated the pace and found working with me a positive experience. If you need any further assistance, feel free to reach out.
Arshia was very knowledgeable and explained every detail answered all questions. He found the best solution and the best rate. I would not hesitate to refer friends and family if the need would arise Again Thank You Arshia !!
Reply from Arshia Saber
June 1st, 2026 08:40 PM
Harvey, I appreciate your kind words and am glad to hear that you found my explanations helpful. It's great to know that you would consider referring friends and family. If any further questions come up, feel free to reach out. Thank you again!...
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Happy so far ,seeing the light !
Thank you
Reply from Arshia Saber
June 1st, 2026 02:55 PM
Katherine, I'm pleased to hear that you're feeling positive about your experience so far. If there's anything else you need or any questions you have, please don't hesitate to reach out.
I am old, with many home financing experiences. Working with Arshia provided one of my best! His "behind the scene" work made the loan process simple.
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About
Senior Mortgage Broker | Wholesale Lending Specialist | Strategic Loan Structuring
For over a decade, I’ve helped hundreds of families across the United States navigate one of the most important financial decisions of their lives — homeownership.
My background in both mortgage lending and real estate allows me to see the full picture of every transaction. Today, I operate under one of the nation’s largest mortgage broker networks, giving me access to a highly competitive portfolio of wholesale lenders. That means more flexibility, more solutions, and often better pricing than what traditional retail banks can offer.
I specialize in:
• Strategic Refinancing
• Home Purchases
• Equity Optimization
• Complex Borrower Scenarios
• Wholesale Rate Shopping
Markets shift. Rates fluctuate. Guidelines tighten. My role is to structure loans intelligently, protect my clients’ long-term financial position, and make sure they’re not just approved — but strategically positioned.
I don’t believe mortgages should be transactional. I believe they should be intentional.
Whether you're purchasing your first home, restructuring debt, or leveraging equity to create new opportunities, my goal is simple: help you win — not just today, but over the long term.
If you value strategy, options, and execution, let’s connect.
NMLS# 1718367
DRE 02177717
Lumin Lending Inc. NMLS #2716106 CA DRE #02991443
18201 Von Karman Suite 800
Irvine, CA 92612
https://www.luminlending.com/
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2716106
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With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Down Payment Assistance
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