

Annette M. Cobb
VP, Sr. Loan Officer | NMLS # 405400

Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Great attitude.
Reply from Annette Cobb
February 26th, 2024 08:12 PM
I'm genuinely delighted to hear that you had a positive experience, Nicolas! Your kind words and 5-star rating mean a lot to me. ATEAM always strive to provide excellent service with a positive attitude. Thank you for taking the time to leave...
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I recently had the pleasure of working with Annette Cobb the VP, Sr Loan Officer NMLS# 405400 of First Community Mortgage a division of First National Bank Texas, to secure a home loan, and I cannot express enough how impressed I am with Annette...
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I recently had the pleasure of working with Annette Cobb the VP, Sr Loan Officer NMLS# 405400 of First Community Mortgage a division of First National Bank Texas, to secure a home loan, and I cannot express enough how impressed I am with Annette...
read more
I recently had the pleasure of working with Annette Cobb the VP, Sr Loan Officer NMLS# 405400 of First Community Mortgage a division of First National Bank Texas, to secure a home loan, and I cannot express enough how impressed I am with Annette...
read more
Reply from Annette Cobb
January 2nd, 2024 08:20 PM
Mr. Hawkins...I'll respond with what you would always say each time we update with Positive feedback - WOW-WOW-WOW!! :)Your Response TRULY Overwhelmed my Team and I with Such JOY and DELIGHT that we did something RIGHT to receive such a Heartfelt...
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The whole Tema was very noticeable, informative and explained the process every step of the way so as to not make it overwhelming. My first time house buying experience was pleasant and not overwhelming because of Ms. Annette and her Team will...
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Reply from Annette Cobb
January 2nd, 2024 07:56 PM
Ms. Hawkins- I expressed my Gratitude to You and Mr. Hawkins within his Review...But I was so Impressed with your Kindness and Loyalty to even Leave a builder and get another property if he didn't pay closing cost with me not being his Lender...
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Her entire team was professional from the first day to the last day. Constant communication and keep us in the loop with everything that was going on. The experience was unmatched.
Reply from Annette Cobb
January 27th, 2024 03:50 PM
Mr. Alexis Thank you guys so much! You were just AMAZING to Serve and just ON IT providing all required docs so Quickly! That was a Key Component to the Success of the Transaction…Thank you for helping my Team and I achieve the Ultimate Goal-ON...
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Very professional awesome personality very knowledgeable awesome spirit one of the best experience I’ve had in home buying
Reply from Annette Cobb
January 27th, 2024 03:50 PM
Ms. Courtney-takes an AWESOME Personality to know one!! Serving you and your new HUBBY-Pure JOY! ATEAM will never forget our part on your Wedding day to make you SMILE which continued with your Amazing Realtor Dannette-The SURPRISE on your...
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Everyone on the Team was amazing. Very professional and very friendly. Always was able to reach someone for any reason necessary.
Reply from Annette Cobb
November 29th, 2023 09:19 PM
Ms. Cynthia...It was Truly just an Honor to Serve you and Your family...Super Nice and worked so well with my Team and I... Whatever we needed...You got to us asap...Thus, a smoother Closing...Thanks again for Choosing us- The ATEAM! :)
I was continually kept up-to-date on the steps in my loan process.
Fast & friendly service!
Reply from Annette Cobb
November 29th, 2023 09:22 PM
Jon...What a Joy to work with someone that is just so Nice and ready to dive in there to make sure our clients are Happy and Close on time...ALWAYS a Pleasure to work with you!! :)
The friendliness, helpfulness, and expertise of Annette and her team were exceptional! As first time homebuyers, we had a lot of questions. Everyone involved was incredibly quick to respond to our inquiries and able to explain all aspects of...
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Reply from Annette Cobb
November 29th, 2023 09:31 PM
Ms. Carolyn...Our Clients are the Most important part of our day...It Truly means a Lot to the ATEAM that you took the time to share a review especially one so Kind! Many Happy - Happy Memories in your Lovely home! :)
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About
Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Specialities
VA Loans
FHA Loans
Conventional Loans
TEX VET Loans
TSAHC Loans
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405400
Achievements
- President Club Winner
Hobbies
- I Love FASHION!
- Love Dancing!
- Love Bling Bling!
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender