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Annette M. Cobb - VP, Sr. Loan Officer | NMLS # 405400 in Copperas Cove, TX

Annette M. Cobb

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VP, Sr. Loan Officer | NMLS # 405400

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Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Reviews from Web
  • Encompass
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    Terry S
    Salado, TX
    Posted on June 4th, 2024 04:10 PM
    Mrs. Cobb and her Team were phenomenal. They treated us like family and went above and beyond we could ever think or imagine. They made the process of financing a home seamless. Mrs. Cobb and her team are the standard of what loan/ mortgage...
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    Reply from Annette Cobb
    June 4th, 2024 11:44 PM
    Awwww/Thank you so much for this wonderful review Sir!!I'm so Happy that you and Nona had such a positive experience with my team and I. It was a pleasure to assist you in the home financing process. We always strive to make it as efficient...
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    Nonya S
    Salado, TX
    Posted on May 29th, 2024 12:19 PM
    Mrs. Cobb and her team kept us up to date during the entire process. They were very knowledgeable and ensured we were comfortable with the process. They took out the time to get to know us and went above and beyond to ensure we received the...
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    Reply from Annette Cobb
    June 4th, 2024 05:22 AM
    I am so grateful for your positive feedback, Nonya. It was a great pleasure to keep you updated throughout the process and ensure you and Hubby were comfortable every step of the way. I believe in going above and beyond to deliver the best...
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    Marlon G P
    Killeen, TX
    Posted on May 5th, 2024 07:15 AM
    I come to find out things about great people, you can feel it from day one. Ms. Cobb and her team made buying a house a pleasant experience. Their knowledge and expertise was so valuable to my wife and I. I heard the horror stories about purchasing...
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    Reply from Annette Cobb
    May 10th, 2024 12:49 PM
    WOOOOOW!! This makes my Team and I so Happy!! I appreciate your kind words immensely Sir!! It warms my heart to know that my team and I could make the home-buying process a pleasant one for you and your wife. We strive to provide the best support...
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    Pamela P
    Posted on May 4th, 2024 12:07 PM
    Thank you so much Mrs Cobb thank you for believing in us thank you for a wonderful experiment it was so easy and super fast you have blessed me and my family .
    Reply from Annette Cobb
    May 4th, 2024 06:18 PM
    Awwww-I'm incredibly grateful for your kind words! It was truly an honor to assist you and Hubby through the mortgage process. Your confidence and trust in me and my Team Kelly and Jackie mean more than words can express. I always strive to...
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    Adam L F
    Kempner, TX
    Posted on May 3rd, 2024 01:28 PM
    Very happy with the service we received! Wonderful people that truly care about their clients. Highly recommend!
    Reply from Annette Cobb
    May 4th, 2024 06:33 PM
    I'm truly Happy to hear that you and Kathleen were satisfied with the ATEAM service… My Team -Kelly and Jackie always strives to put the needs of our clients first, and it's wonderful to know that it's making a real difference. Your high recommendation...
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    Kathleen M R
    Kempner, TX
    Posted on May 3rd, 2024 01:16 PM
    Mrs. Annette and her team are incredible at their job. They made our home buying process so simple and stress free. Not only are they knowledgeable but they are also very kind and helpful. We could not be happier, this company is extremely...
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    Reply from Annette Cobb
    May 4th, 2024 06:29 PM
    Wow!! Kathleen you and Adam are some of the Coolest and Kindest People on the Planet!! :)Thank you so much for your wonderful review…It was truly an honor to assist you in your home buying process. My team and I strive to make every interaction...
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    Joshua I
    Killeen, TX
    Posted on April 29th, 2024 05:54 PM
    Ms. Cobb made the loan process easy and well explained. She followed up with us throughout the process and was communicative about the different interest rates (present and possible future rates).
    Reply from Annette Cobb
    April 30th, 2024 03:34 AM
    I'm delighted to hear that you found the loan process easy to navigate, Joshua. Clear communication and continuous follow-ups are indeed key aspects of the service I strive to provide. I'm also glad that the information regarding the interest...
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    Xavier A W
    Copperas Cove, TX
    Posted on April 26th, 2024 05:17 PM
    Speed and efficiency, as well as good explanations.
    Reply from Annette Cobb
    April 28th, 2024 02:57 AM
    I greatly appreciate your feedback, Xavier. I'm delighted to know that you were satisfied with the speed and efficiency of our service. Happy you found the explanations helpful. It's always rewarding to hear when I've made the mortgage process...
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    Carol K R
    Copperas Cove, TX
    Posted on March 27th, 2024 02:10 AM
    The staff were very helpful and professional. I found out at closing that the loan had probably been sold. I thought that I was going to be able to have the convenience of backing locally with this loan. While I would have still taken out the...
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    Reply from Annette Cobb
    April 4th, 2024 04:10 PM
    Awesome day Ms. Carol...I appreciate you takingthe time to leave a 5-star review. I'm glad to hear that you found my Team-ATEAM so helpful and professional. Regarding your loan, it's common practice inthe industry for loans to be sold, as this...
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    Juan F S
    Killeen, TX
    Posted on March 24th, 2024 04:52 PM
    Mrs. Cobb did a phenomenal job at assisting me with great advice and communication in a timely manner. She and her team made it easy for me to purchase a home, while being out of state. I am grateful for Mrs. Cobb and her team's ability to...
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    Reply from Annette Cobb
    April 12th, 2024 05:29 AM
    Juan, your kind words mean so much to me. My team and I always strive to provide the best service, and it's great to know that we made your home buying process easier, even while you were out of state. Transparency, communication, and effective...
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    About
    Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Specialities
    VA Loans
    FHA Loans
    Conventional Loans
    TEX VET Loans
    TSAHC Loans
    Refinance
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    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 405400
    Achievements
    • President Club Winner
    Hobbies
    • I Love FASHION!
    • Love Dancing!
    • Love Bling Bling!
    • View All
    Disclaimer
    All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender