

Annette M. Cobb
VP, Sr. Loan Officer | NMLS # 405400

Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Mrs.Cobb and her team are amazing. They went above and beyond to help us close. They were very helpful with making the process smooth. Mrs. Cobb and her team are very professional when you have a question the will answer them quickly. It felt...
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Mrs. Cobb and her team are amazing! She made the home buying process extremely easy for us. Any questions or concerns we had, she gave us answers promptly and in detail in a way that was easy to understand. After running into a slight hiccup,...
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My wife and I were very blessed to have Annette in the lead position to guide us through the purchase of our new home. We had purchased homes before, in a different state. The process we experienced with Annette was far more painless than our...
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Annette and her team are the best in the business I will recommend anyone who is looking for a lender they go check her out immediately she is the best in the business. The process was extremely smooth.
Ms. Cobb and her team were awesome. This was the best experience of purchasing a new construction. Very professional, kind and courteous. Ms. Cobb and her team were outstanding, from beginning to end. They care about their customers! They make...
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Ms. Annette and her team were great from beginning to end. Ms. Annette invited us in to the office to meet her staff simply because she likes to be able to introduce her clients to her staff so we know who we're communicating with. That experience...
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Reply from Owner
April 9th, 2019 12:00 AM
Amazing day Lewis Family!!!! You are soooo Kind and I know you were Super Excited about your First Home Purchase and Using the down payment assistance program. Yes-Needed a little more in closing cost due to unforeseen processing fee because...
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From the first day my family and I walked into her office to the end of the process. It’s has been a total blessing to be helped by her. She is very wise in her field of expertise and very humbled. She makes you feel like your at home already...
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This was by far one of my best experience into purchasing something! They were very transparent and they still keep on that on our past conversations even after the purchase was done some time ago.
Mrs. Cobb managed to strike a balance between professionalism and care, which resulted in a seamless and non-stressful home buying experience. The combination of her professionalism and integrity allowed us to quickly develop a trust relationship...
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Reply from Owner
March 27th, 2019 12:00 AM
So GRATEFUL of your confidence in my team and I...Truly an Honor Serving you Mr. and Dr. Carter! You guys ROCK! :)
Amazing and awesome lender! Just a little background... we came to Mrs. Annette with a two week deadline on closing and her and her team stepped in and made it happen. Our loan was ready to fund in just two weeks. This was also my best experience...
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Reply from Owner
March 27th, 2019 12:00 AM
Thank you so much for the AMAZING compliment...My team and I are so HAPPY you were able to get your Stunning home! :)
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About
Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Specialities
VA Loans
FHA Loans
Conventional Loans
TEX VET Loans
TSAHC Loans
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405400
Achievements
- President Club Winner
Hobbies
- I Love FASHION!
- Love Dancing!
- Love Bling Bling!
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender