

Annette M. Cobb
VP, Sr. Loan Officer | NMLS # 405400

Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Annette went over and beyond to make our transition as easy as possible. My service member husband was out of the country, so we were going through this process in a very difficult situation. Her communication, patience and knowledge made everything...
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Before choosing my lender, I had planned on shopping around for the best rate, but after speaking with Mrs. Cobb on the phone, I was sold on her. She was kind and personable. She made my experience of purchasing a home so easy. I’ve heard stories...
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Annette and her team are not only knowledgeable but super friendly and easy to talk to. No waiting on hold or going through hoops before talking to a live person. They make sure you have all the information needed to make informed decisions...
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Mrs Cobb and her team provided excellent service for the purchase of our new home. This is my 3rd home purchase and by far the easiest, I wish I’d of known about this hidden gem for my previous 2 purchases. My family will be recommending Mrs...
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Alright y’all, I just want to start off by saying Annette is one of the best lenders you can have! Her and her team really do go above and beyond for YOU. The moment I met with them I felt like I was part of the family. I had a super rocky...
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Ms. Annette is the BEST in the business!!! This is probably my 5th home and I never experienced the team work that Ms. Annette and her team exhibited. They worked with me very closely, step by step thru the entire process. There were several...
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This was our first time being in business with Mrs. Cobb and "Oh My", we were so satisfied! From day one she showed and explained to us how the process of a loan and buying a home would work. Her pleasantness, kindness, attention to details,...
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This is the 2nd time, not the 1st, the 2nd time that Ms. Annette and her team have graciously and expeditiously served our family. They made the process so easy to understand and answered numerous questions along the way. I'd highly recommend...
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Annette is amazing she went up and beyond my expectations . She is professional, encouraging and I experience the love of God through her. She made my home buying experience super easy I love you Annette. Keep letting your light shine!
Couldn’t have asked for a better lender. She was calling me on her days off to ensure I had everything taken care of that I needed. Zero complaints about her and her team. Amazing group of people to work with.
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About
Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Specialities
VA Loans
FHA Loans
Conventional Loans
TEX VET Loans
TSAHC Loans
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405400
Achievements
- President Club Winner
Hobbies
- I Love FASHION!
- Love Dancing!
- Love Bling Bling!
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender