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Annette M. Cobb - VP, Sr. Loan Officer | NMLS # 405400 in Copperas Cove, TX

Annette M. Cobb

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VP, Sr. Loan Officer | NMLS # 405400

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Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Reviews from Web
  • Encompass
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    David K N
    Temple, TX
    Posted on February 28th, 2025 11:02 AM
    Annette and her team are very personabl. They accommodated my circumstances and made the whole process very smooth.
    Reply from Annette Cobb
    March 1st, 2025 04:10 AM
    Amazing day David, Thank you so much Sir for your kind words. It was truly a pleasure serving you, and I'm delighted to hear that you found the process smooth. My Team and I always strive to accommodate our clients' needs and make the experience...
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    Deron S S
    Waxahachie, TX
    Posted on February 21st, 2025 11:42 AM
    From beginning to the Mrs.Cobbs and her team was very professional. They are very knowledgeable about the process and kept me in the loop through email and phone on every step. This is my 4th house, so I trust and recommend them. Great team...
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    Reply from Annette Cobb
    February 21st, 2025 03:16 PM
    Deron, I'm so grateful for your kind words and trust in me and my team. It was truly a pleasure working with you on your 4th home, and I'm beyond Happy that we could make the process smooth and personalized for you as it is an Honor no matter...
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    Icilda E
    Harker Heights, TX
    Posted on February 18th, 2025 07:05 PM
    I had a great experience from the first meeting to the closing of my new home. Ms Annette led A1 team. I really appreciated the fact that they did not wait until the last minute to gather the necessary information and documents required for...
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    Reply from Annette Cobb
    February 21st, 2025 03:11 PM
    Icilda, I'm truly touched by your kind words and so thrilled to hear that your experience with us was smooth and positive. It was a pleasure working with you and being part of such an important milestone in your life. I'm glad we could make...
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    Loria L
    Iowa Colony, TX
    Posted on December 5th, 2024 12:05 PM
    Mrs. Cobb was very knowledgable, warm, and patient. She communicated with us frequently and kept us abreast of the status of our new home loan. She and her staff answered all of our questions and ensured that we understood each step of the...
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    Reply from Annette Cobb
    December 10th, 2024 02:17 AM
    Hello Loria, It makes me so happy that you had such a positive experience! It has always been my priority to make sure my clients feel informed and comfortable throughout the entire process. I'm so glad to hear that my team and I were able...
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    Joseph L M
    Killeen, TX
    Posted on November 29th, 2024 02:10 PM
    The people very professional
    Reply from Annette Cobb
    December 2nd, 2024 02:48 PM
    I appreciate your positive feedback, Mr. Joseph. It's great to hear that you found our team to be professional as we strive for Excellence in Serving our Amazing Clients like yourself. Your satisfaction is our top priority. Thank you for the...
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    Camille R J
    Nolanville, TX
    Posted on November 29th, 2024 04:50 AM
    Mrs. Cobb made our experience so easy. I love that she takes the time to get to know her clients and is available when needed.
    Reply from Annette Cobb
    December 2nd, 2024 02:43 PM
    I'm thrilled to hear that you found our services easy to use, Camille. I believe that getting to know my clients enables me to provide personalized services that cater to their unique needs it was such an Honor Serving you and your Sister!...
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    Tracy Y J
    Killeen, TX
    Posted on October 29th, 2024 02:43 PM
    Where do I start? I met Mrs. Cobb in 2016-2017. From the 1st time of meeting Annette up until this current day. Annette was very welcoming, caring and genuinely an amazing person.I have never bought a home and she made me feel so secure in...
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    Reply from Annette Cobb
    November 6th, 2024 01:14 AM
    Awwwww-Thank you sooooooo much, Tracy, for your heartwarming and thoughtful review. I'm deeply touched by your kind words and sincerely appreciate the trust you placed in me throughout your home buying process. It was truly a pleasure to guide...
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  • Encompass
    S
    Sharie T K
    Belton, TX
    Posted on October 27th, 2024 08:24 PM
    Mrs. Cobb contacted me to inform me of lower interest rates. She and her team kept in touch, answering my questions and ensuring I understood.
    Reply from Annette Cobb
    October 28th, 2024 09:08 PM
    Ms. Sharie-Thank you so much for your kind words. I'm absolutely delighted to hear that you felt well-informed and understood throughout the process. My team and I are always here to help... It was our pleasure to assist you with your mortgage...
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    Maria T
    Copperas Cove, TX
    Posted on October 10th, 2024 08:00 PM
    I really enjoyed working with Annette and her team. She went over and beyond to help us get the perfect rate. Her team was on top of everything we needed to close on time. Anytime I had a question Annette always got back to me even after hours....
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    Reply from Annette Cobb
    October 28th, 2024 09:18 PM
    Awesome day Ms. Maria!!Thank you for your glowing review and high rating. Truly a Delight to hear that you appreciated the commitment and dedication shown by me and My Dynamic Team...We strive to be on top of everything to ensure smooth transactions...
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    R
    Rolando J S
    Temple, TX
    Posted on October 8th, 2024 01:06 AM
    The customer service!
    Reply from Annette Cobb
    October 8th, 2024 10:00 PM
    I'm so pleased to hear that you had a positive experience with our customer service, Rolando! My goal for my Team and I "ATEAM" is to provide the highest level of service. It's great to know that we've achieved that in your case. Your 5-star...
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    About
    Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Specialities
    VA Loans
    FHA Loans
    Conventional Loans
    TEX VET Loans
    TSAHC Loans
    Refinance
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    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 405400
    Achievements
    • President Club Winner
    Hobbies
    • I Love FASHION!
    • Love Dancing!
    • Love Bling Bling!
    • View All
    Disclaimer
    All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender