

Annette M. Cobb
VP, Sr. Loan Officer | NMLS # 405400

Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Everyone was great, you have an outstanding Team. Thanks and blessings you and your team.
Reply from Annette M. Cobb
December 1st, 2025 04:21 AM
Awwww-Thank you SIR!!! I appreciate your kind words about my team and me. I'm glad to hear that you had a positive experience with us. It was Just such a Delight serving you and your Lovely Wife!! If you ever need assistance in the future,...
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Annette and her team made this whole experience easy and pleasant .
Reply from Annette Cobb
October 23rd, 2025 10:02 PM
I'm pleased to hear that you found the experience easy and pleasant, Jason. Making the process smooth and enjoyable is a key part of my approach. Thank you for your feedback and Please Keep our Team in mind for Future referrals! Annette M....
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Communication was great through the entire process. The team was amazing and we love Annette's energy, making the whole experience that much more exciting!
Reply from Annette Cobb
October 23rd, 2025 10:07 PM
Jessica -I fed off your Energy and the Dance party after Signing-Way Cool!! :)I'm so pleased to hear that you and Jason had a positive experience throughout the process, particularly with the communication. Your kind words about my energy add...
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Thank you for keeping us updated during this proces. And Thank you for being kind to my family and I.
Reply from Annette Cobb
October 23rd, 2025 10:09 PM
I'm grateful for your kind words, Joshua. It's important to me that my clients feel informed and supported throughout the entire process, so I'm pleased to hear that you and your family felt well taken care of. If there's anything else you...
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The entire process guidance and support given And communication was great
Reply from Annette M. Cobb
October 12th, 2025 11:59 AM
I'm so Happy to hear that you found the guidance and support throughout the process satisfactory, Demario. Communication is key, and I and ATEAM always strive to ensure it's clear and effective. It was a delight to Serve You!! If there's anything...
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Annette and her team were very professional, they kept me updated throughout the whole process. The whole process was seamless! I would recommend this team to anyone!
Reply from Annette Cobb
October 12th, 2025 12:07 PM
I appreciate your feedback, Jamila. It's gratifying to hear that you found the experience seamless and professional-During your SECOND transaction with me. Serving you-AGAIN was truly a Honor… Keeping clients informed during each step is important...
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The ease of the home buying process
Reply from Annette M. Cobb
September 25th, 2025 09:35 PM
I'm grateful for your feedback on the ease of the home buying process Sir!!! Thanks for choosing us to Serve you! Please feel free to reach out if there's anything else I can assist you with in the future…PS-We Love Referrals!! :)Annette M....
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Team was very helpful
Reply from Annette M. Cobb
September 19th, 2025 11:23 PM
Thank you so much Sir!!! I'm glad to hear that you found the team to be helpful, it was such a Honor Serving You!! Providing support and assistance is something I strive for with each interaction. If there's anything else you need or any questions...
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Annette provided clear communication and expectations. She gave great advice on homeownership and made the process simple. She was available any time we had questions or concerns with clear and concise answers. She was there every step of the...
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Reply from Annette M. Cobb
September 4th, 2025 11:06 PM
Cagney, I appreciate you so much for sharing your positive experience. It's wonderful to hear that the communication was clear and that you felt supported throughout the process. Being available for questions and ensuring everything goes smoothly...
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Great communication and professionalism!!!
Reply from Annette M. Cobb
August 20th, 2025 11:15 AM
Leviticus, thank you for your wonderful review! It’s been an Honor to Serve you and your Family yet-AGAIN!! :) This one Special as you Trusted us with your retirement home purchase in ANOTHER STATE! It was so rewarding to hear that you appreciated...
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About
Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Specialities
VA Loans
FHA Loans
Conventional Loans
TEX VET Loans
TSAHC Loans
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405400
Achievements
- President Club Winner
Hobbies
- I Love FASHION!
- Love Dancing!
- Love Bling Bling!
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender