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Annette Bealmear - Senior Loan Officer | NMLS #468532

Annette Bealmear

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Senior Loan Officer | NMLS #468532

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Annette Bealmear is a Senior Loan Officer with over 20 years of experience in mortgage lending. She is dedicated to clear communication, accessibility, and meeting client and realtor needs to ensure smooth transactions. Believing that effec... Show More
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  • Encompass
    M
    Melanie N
    Columbia, MO
    Posted on June 26th, 2025 05:29 PM
    Annette is a brilliant professional- kind, communicative, understanding, friendly. The whole package - if yoy want a stress free home buying experience, reach out to her, you won't regret it!
    Reply from Annette Bealmear
    July 1st, 2025 05:29 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
  • Encompass
    L
    Linus M
    HALLSVILLE, MO
    Posted on May 12th, 2025 02:00 PM
    She was great to work with. She explained everything and great at communicatin.
    Reply from Annette Bealmear
    May 17th, 2025 02:02 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • Encompass
    D
    Delaney C B
    HARRISBURG, MO
    Posted on May 9th, 2025 11:39 AM
    Annette was seamless to work with. She communicated to us well as this was our first time ever doing a refiance. It was all around was a stressfree process which is what I was hoping for.
    Reply from Annette Bealmear
    May 14th, 2025 11:43 AM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
  • Encompass
    G
    George M
    COLUMBIA, MO
    Posted on May 6th, 2025 06:19 PM
    Annette has helped me buy a home several times now. Each time was a delight. She's friendly, smiles, works tirelessly on my behalf, and laughs at my jokes.
    Reply from Annette Bealmear
    May 11th, 2025 06:22 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • Encompass
    E
    Ella M
    BIRMINGHAM, AL
    Posted on May 3rd, 2025 02:51 PM
    Annette was wonderful to work with throughout this process! She is kind, incredibly responsive and knowledgeable! She makes things happen quickly and is delightful person and professional. Absolutely would recommend!
    Reply from Annette Bealmear
    May 8th, 2025 02:56 PM
    Thanks for the great feedback. I hope you enjoy your new home!
  • Encompass
    M
    Mary A S
    LAKE SAINT LOUIS, MO
    Posted on May 2nd, 2025 02:06 PM
    Annette was so patient with me no matter how many times I contacted her. Other parts of my buying process ran into some snags & she remained helpful & patient. Thanks again for everything.
    Reply from Annette Bealmear
    May 7th, 2025 02:11 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
  • Encompass
    D
    Danielle E K
    Chattanooga, TN
    Posted on February 18th, 2025 04:22 PM
    As a first time home buyer, I had a surplus of questions - all of which Annette handled with patience and grace. I feel confident about the home buying process now, because she took the time to educate me, and prepare me for future purchases...
    read more
    Reply from Annette Bealmear
    February 23rd, 2025 04:23 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • Encompass
    N
    Nichole L F
    COLUMBIA, MO
    Posted on January 6th, 2025 03:54 PM
    Annette did an amazing job of explaining each step and making sure I understood exactly what was happening and what I needed to be doing. The process was seamless thanks to her guidance.
    Reply from Annette Bealmear
    January 11th, 2025 03:59 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
  • 11–18 of 18
    About
    Annette Bealmear is a Senior Loan Officer with over 20 years of experience in mortgage lending. She is dedicated to clear communication, accessibility, and meeting client and realtor needs to ensure smooth transactions. Believing that effective front-end communication is key, she makes herself available during evenings and weekends to support clients. Annette’s goal is to make homebuying enjoyable and stress-free while guiding clients toward their dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    First-Time Homebuyer Grants
    View All
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    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 468532
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org