

Annette Bealmear
Senior Loan Officer | NMLS #468532

Annette Bealmear is a Senior Loan Officer with over 20 years of experience in mortgage lending. She is dedicated to clear communication, accessibility, and meeting client and realtor needs to ensure smooth transactions. Believing that effec... Show More
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Annette is a brilliant professional- kind, communicative, understanding, friendly. The whole package - if yoy want a stress free home buying experience, reach out to her, you won't regret it!
Reply from Annette Bealmear
July 1st, 2025 05:29 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
She was great to work with. She explained everything and great at communicatin.
Reply from Annette Bealmear
May 17th, 2025 02:02 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Annette was seamless to work with. She communicated to us well as this was our first time ever doing a refiance. It was all around was a stressfree process which is what I was hoping for.
Reply from Annette Bealmear
May 14th, 2025 11:43 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Annette has helped me buy a home several times now. Each time was a delight. She's friendly, smiles, works tirelessly on my behalf, and laughs at my jokes.
Reply from Annette Bealmear
May 11th, 2025 06:22 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Annette was wonderful to work with throughout this process! She is kind, incredibly responsive and knowledgeable! She makes things happen quickly and is delightful person and professional. Absolutely would recommend!
Reply from Annette Bealmear
May 8th, 2025 02:56 PM
Thanks for the great feedback. I hope you enjoy your new home!
Annette was so patient with me no matter how many times I contacted her. Other parts of my buying process ran into some snags & she remained helpful & patient. Thanks again for everything.
Reply from Annette Bealmear
May 7th, 2025 02:11 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
As a first time home buyer, I had a surplus of questions - all of which Annette handled with patience and grace. I feel confident about the home buying process now, because she took the time to educate me, and prepare me for future purchases...
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Reply from Annette Bealmear
February 23rd, 2025 04:23 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Annette did an amazing job of explaining each step and making sure I understood exactly what was happening and what I needed to be doing. The process was seamless thanks to her guidance.
Reply from Annette Bealmear
January 11th, 2025 03:59 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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About
Annette Bealmear is a Senior Loan Officer with over 20 years of experience in mortgage lending. She is dedicated to clear communication, accessibility, and meeting client and realtor needs to ensure smooth transactions. Believing that effective front-end communication is key, she makes herself available during evenings and weekends to support clients. Annette’s goal is to make homebuying enjoyable and stress-free while guiding clients toward their dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 468532
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org