Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy ALWAYS has great communication during the whole process. It is appreciated by both agent and client!
Reply from Andy Milligan
January 30th, 2026 03:08 PM
Lisa, I'm glad to hear that my communication throughout the process was appreciated by you and your client. Keeping everyone informed is crucial, and I strive to make that a priority in every transaction. If there's anything more I can do for...
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Andy is very helpful throughout transaction! Always available to answer questions and get things done!
Reply from Andy Milligan
January 30th, 2026 02:04 PM
I'm glad to hear you found me helpful throughout the transaction, Tina. Being available to answer questions and address any needs is a priority for me. If there's anything else you need or any further assistance I can provide, please don't...
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The process was very smooth with proper communication at every step. There was no confusion at all. Andy was always reachable and answered my all questions properly.
Reply from Andy Milligan
January 23rd, 2026 02:12 AM
Your feedback is greatly appreciated, Venkata. It's reassuring to hear that the process was smooth and that communication was clear throughout. I'm pleased I could be available to answer all of your questions. Should you need any more assistance...
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Wow, such a smooth transaction. I never had to ask for an update. Andy was on top of things every step of the way.
Reply from Andy Milligan
January 21st, 2026 02:07 PM
Emily, I appreciate your feedback and am pleased to hear that the transaction went smoothly. Keeping you informed throughout the entire process is a priority for me. If you have any future questions or need assistance, I'm here to help.
Andy was very professional, quick to respond to our questions, and informative. A+ experience all the way around and we will recommend him to anyone we meet who is looking for a loan!
Reply from Andy Milligan
January 21st, 2026 01:39 PM
I'm grateful for your generous feedback, Thomas. It was my pleasure to assist you, and I'm glad to hear that you found our interactions professional and informative. Your recommendation means a lot to me. If any questions arise or if there's...
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Andy is great at communication - there's never a question about where you are in the process. Andy answers the question before you ask !
Reply from Andy Milligan
January 12th, 2026 02:05 PM
I appreciate your kind words, Tiffany. Ensuring that you're always informed and providing clear communication is something I strive for in every transaction. I'm glad to hear that my efforts made a positive impact on your experience. If there's...
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Andy was easy to communicate with and very quick to respond to all of our questions.
Reply from Andy Milligan
January 6th, 2026 05:50 PM
Christine, I appreciate you sharing your experience. I'm glad to hear that communication was smooth and that I could respond to your questions promptly. If there's anything more you need or any additional questions arise, I'm here to assist....
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They made the whole process so simple
Reply from Andy Milligan
January 3rd, 2026 05:25 PM
Griffin, I'm pleased to hear that the process felt simple for you. Ensuring a smooth experience is always my goal. If you have any other questions or need assistance in the future, please feel free to get in touch.
Andys extensive knowledge of all things mortgage related as well as impeccable communication make Working with him an easy decision
Reply from Andy Milligan
December 30th, 2025 02:56 PM
Robin, I'm grateful for your kind words about my knowledge and communication. It's important to me that the mortgage process feels manageable and straightforward for you. If you have any other questions or need assistance in the future, please...
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Andy went above and beyond with the whole process.
Reply from Andy Milligan
December 21st, 2025 01:20 PM
Laura, thank you for your kind words. It's gratifying to know that my efforts met your expectations during the process. If there's anything more I can do for you in the future, please don't hesitate to let me know.
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.