Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
Andy Milligan has outstanding Customer Service and his experience and responsiveness and persistence over our 8 month home search for my client speaks volumes about his patience as well! Thank you so much for this to Andy and HH Mortgage!
Reply from Andy Milligan
August 13th, 2026 01:46 PM
Valerie, I appreciate your kind words about my customer service and dedication throughout the home search. I'm grateful for the opportunity to assist you and your client over these past months. Thank you for choosing Howard Hanna Mortgage Services!...
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Andy is always a pleasure to work with. He’s knowledgeable, responsive, and makes the mortgage process smooth from start to finish. No matter the situation, he’s quick to communicate, keeps everyone informed, and consistently goes above and...
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Reply from Andy Milligan
July 30th, 2026 12:40 PM
Jared, thank you for your kind words and for trusting me with your clients' mortgage needs. I'm pleased to hear that my efforts to communicate effectively and ensure a smooth process have been helpful to you. Building strong, reliable partnerships...
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Andy is a great communicator and keeps everyone in the loop during the transaction. He is the best!
Reply from Andy Milligan
July 24th, 2026 07:11 PM
Anne, thank you for your kind words. I'm pleased to hear that you appreciated my communication throughout the transaction. If there's anything else I can do for you, please feel free to reach out.
Andy always return phone calls promtly and updates the buyer and the agents along the way through the whole transaction!
Reply from Andy Milligan
July 24th, 2026 07:12 PM
Emily, thank you for sharing your positive experience. I'm pleased to hear that my communication throughout the transaction was helpful for both you and the others involved. If there's anything else I can assist with in the future, please don't...
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Lots off hoops to jump through but was able to close early!
Reply from Andy Milligan
February 25th, 2026 12:39 PM
I'm glad we were able to close ahead of schedule, Susan. Navigating through the necessary steps can be challenging at times, so I'm pleased that I could assist in making the process efficient for you. If you have any more questions or need...
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Andy was exceptional from start to finish. His communication with the buyers, the seller’s agent, and me was excellent, and the transaction went smoothly throughout! I look forward to working with him again.
Reply from Andy Milligan
February 23rd, 2026 05:23 PM
Andrea, I appreciate your kind words and am pleased to hear that you found my communication and handling of the transaction effective. It was a pleasure assisting with the process, and I look forward to the opportunity to work together again...
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Great communication, especially around issues that came up with the HOA. Andy kept us informed on the status of the loan, options, and we even closed early. He is fantastic and highly recommended!!
Reply from Andy Milligan
February 19th, 2026 08:33 PM
Casie, I'm pleased to know that you appreciated the communication, especially regarding the HOA-related issues. Keeping you informed and navigating the loan process effectively is a priority for me. Closing early is always a great outcome,...
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is the best Mortgage Lender I have worked with in over 50 years. He is detailed he's responsive a very knowledgeable.
Reply from Andy Milligan
February 19th, 2026 02:58 PM
Joyce, thank you for your kind words. I'm pleased that my approach met your expectations and that the details, responsiveness, and knowledge made a difference for you and your grandson. If there's anything more I can assist with, please don't...
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Everything!
Reply from Andy Milligan
February 11th, 2026 03:15 PM
Thank you for your comment, Kyle. I'm pleased to know you had a positive experience. If there are any specific aspects you'd like to discuss or if you need assistance in the future, feel free to contact me.
Andy and his team went through great lengths to get the deal done. I'm very grateful for my Howard Hanna team.
Reply from Andy Milligan
February 3rd, 2026 12:16 PM
Jeffrey, I truly appreciate your kind words and am glad to hear that you had a positive experience. It means a lot that you valued the efforts we put in to reach your goal. If there's anything else you need in the future, I'm just a call away....
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.