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Andy Garcia - Mortgage Loan Officer | NMLS # 851891 in Charlotte, NC

Andy Garcia

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Mortgage Loan Officer | NMLS # 851891

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Ryan L
    Indian Land, SC
    Posted on January 22nd, 2026 02:27 PM
    Andy is very easy to work with. He is knowledgeable, takes the time to thoroughly explain everything, and goes above and beyond to help throughout the process. Highly recommend!
    Reply from Andy Garcia
    January 29th, 2026 02:28 PM
    We're thrilled to have earned your trust. Reach out to us whenever you need mortgage advice.
  • Encompass
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    Vicente U
    China Grove, NC
    Posted on January 13th, 2026 01:11 PM
    Todo muy bien su ayuda excelente Siempre en contacto proporcuonando toda informacion nueva Muchisimas gracias Andy muy profecuonal
    Reply from Andy Garcia
    January 20th, 2026 05:43 PM
    Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
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    Bradley C
    Posted on January 9th, 2026 11:17 PM
    Great service
    Reply from Owner
    February 5th, 2026 07:19 PM
    Thank you Bradley!
  • Encompass
    B
    Bradley C
    Charlotte, NC
    Posted on January 9th, 2026 11:17 PM
    You made it easy
    Reply from Andy Garcia
    January 19th, 2026 08:52 PM
    We're grateful for your positive review and hope to work together again in the future.
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    Luna G
    Posted on January 8th, 2026 01:56 PM
    Andy Garcia has received a review with 5 star rating from Luna G
    Reply from Owner
    January 9th, 2026 09:37 PM
    Thank you!
  • Encompass
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    Luna I G
    Charlotte, NC
    Posted on January 8th, 2026 01:56 PM
    Any was very herlpful and guided us through our loan process.
    Reply from Andy Garcia
    January 15th, 2026 04:27 PM
    We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
  • Encompass
    J
    Josue M P
    Charlotte, NC
    Posted on January 7th, 2026 01:52 PM
    Andy was so helpful, very responsive. he went above and beyond to answer all my questions and take action to my requests. Thank you Andy.
    Reply from Andy Garcia
    January 14th, 2026 02:25 PM
    Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
  • Encompass
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    Celida J
    Charlotte, NC
    Posted on January 6th, 2026 01:11 PM
    I'm so glad I worked with Andy; he was incredibly fast and answered all my questions. If I ever buy another house, I'd love for him to help me again.
    Reply from Andy Garcia
    January 13th, 2026 08:09 PM
    We're grateful for your positive review and hope to work together again in the future.
  • Encompass
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    Yonny D
    Charlotte, NC
    Posted on January 6th, 2026 01:07 PM
    My experience working with Andy was wonderful because he always made sure I understood every step and every detail of what he explained. He was also incredibly kind and always available to answer any questions I had.
    Reply from Andy Garcia
    January 13th, 2026 08:09 PM
    We're grateful for your positive review and hope to work together again in the future.
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    Jorge A T
    Gastonia, NC
    Posted on January 2nd, 2026 01:16 PM
    very honest , thank for all the help, really professional ,we are completly satified, i really recommend you and if i need something else we would love to work with you again, thanks ANDY!
    Reply from Andy Garcia
    January 9th, 2026 04:22 PM
    We're delighted to have met your expectations. We look forward to serving you again in the future.
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    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 851891
    Disclaimer
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