Andy Garcia
Mortgage Loan Officer | NMLS # 851891
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Andy and his team were great to work with. He even drove over an hour and a half for our closing!
We got caught in a bank merger which was frustrating. But Andy and his team were kind and patient as we worked through it all. Thanks!
Reply from Andy Garcia
March 23rd, 2026 06:21 PM
We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
Andy and his team were great from start to closing.
Very helpful in a time of transition. Communication was clear and they always had an interest for us and not just the "sale". Personable.
Reply from Andy Garcia
March 20th, 2026 03:32 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
My experience with the bank was exceptional. They did a great job, especially Andy. He helped me with everything, making it much easier for me. Great job!
Reply from Andy Garcia
March 13th, 2026 02:59 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
My inquiries and questions were responded quickly and I was able to close within 28 days.
Reply from Andy Garcia
March 11th, 2026 02:39 PM
Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
As a senior citizen, I am not up to date with the lastest technology. Andy was very patient with me, helping me every step of the way. He was kind and very detailed oriented. I would highly recommend Andy.
Reply from Andy Garcia
March 9th, 2026 02:45 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
great communication, Walked me through everythin, very respectful
Reply from Andy Garcia
March 9th, 2026 07:59 PM
Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
Andy Garcia has received a review with 5 star rating from Merlyn M
Andy was so helpful with the whole procese and made everything easy and Smooth.
Quit shopping for loan officer and GIVE ANDY A CALL!!!
Reply from Andy Garcia
February 25th, 2026 09:52 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
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About
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 851891
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