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Andy Garcia - Mortgage Loan Officer | NMLS # 851891 in Charlotte, NC

Andy Garcia

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Mortgage Loan Officer | NMLS # 851891

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TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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100%
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Reviews from Web
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    Bety M
    Posted on December 16th, 2025 01:27 PM
    Outstanding service from start to finish. The mortgage process with Andy and his team was handled with exceptional professionalism, clarity, and efficiency. Everything was explained in a way that was easy to understand, questions were answered...
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    Reply from Owner
    January 9th, 2026 09:45 PM
    We appreciate your feedback! Our team works hard to make the process smooth and stress-free, and we’re glad we could deliver that for you.
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    Walter A M
    Linwood, NC
    Posted on December 16th, 2025 01:26 PM
    Absolutely 5-star service! The level of support, knowledge, and effectiveness throughout my mortgage journey was incredible. Every step was clearly explained, communication was excellent, and I felt genuinely supported the whole way through....
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    Reply from Andy Garcia
    December 23rd, 2025 09:11 PM
    Thank you for your feedback! I have enjoyed working with you,
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    Jorge A P
    Rock Hill, SC
    Posted on December 15th, 2025 01:40 PM
    It was really ast
    Reply from Andy Garcia
    December 22nd, 2025 07:22 PM
    We're grateful for your positive review and hope to work together again in the future.
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    Abner H
    Posted on December 11th, 2025 07:32 PM
    I had a really great experience working with Andy as my loan officer. From the beginning, he was extremely attentive to any questions or concerns I had and always made sure I understood every step of the process. He was very responsive and...
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  • Encompass
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    Abner A H
    Matthews, NC
    Posted on December 11th, 2025 07:32 PM
    I had a really great experience working with Andy as my loan officer. From the beginning, he was extremely attentive to any questions or concerns I had and always made sure I understood every step of the process. He was very responsive and...
    read more
    Reply from Andy Garcia
    December 18th, 2025 07:33 PM
    We're delighted to have met your expectations. We look forward to serving you again in the future.
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    Carliño P
    Posted on December 11th, 2025 07:14 PM
    Andy Garcia has received a review with 5 star rating from Carliño P
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    Juan C P
    Charlotte, NC
    Posted on December 11th, 2025 07:14 PM
    made it easy all the process
    Reply from Andy Garcia
    December 18th, 2025 07:14 PM
    Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
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    CLAUDIA G
    Posted on December 10th, 2025 01:22 PM
    Want to thank you for the excellent service you provided. Andy and his team are outstanding professionals they help you with everything you need and explain everything very clearly. Andy is amazing and is is fully bilingual Spanish and English....
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    Claudia F G
    Charlotte, NC
    Posted on December 10th, 2025 01:20 PM
    want to thank you for the excellent service you provided. Andy and his team are outstanding professionals they help you with everything you need and explain everything very clearly.He helped me with my home loan and his service was exceptional....
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    Reply from Andy Garcia
    December 17th, 2025 05:26 PM
    Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
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    Jose N U
    Charlotte, NC
    Posted on December 9th, 2025 01:12 PM
    Thank you for your help
    Reply from Andy Garcia
    December 16th, 2025 03:49 PM
    We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
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    About
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 851891
    Disclaimer
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