Andy Garcia
Mortgage Loan Officer | NMLS # 851891
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne... Show More
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closed
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
(Translated by Google) Andy was incredibly helpful, professional, and patient throughout the entire process. He explained everything clearly, answered all my questions, and made the mortgage process much easier and less stressful. I truly appreciate...
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Andy was very helpful, professional, and patient throughout the entire process. He explained everything clearly, answered all of my questions, and made the mortgage process much easier and less stressful. I really appreciate his help and great...
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I had such a wonderful experience working with Andy throughout my mortgage loan process. He was professional, helpful, patient, and always willing to answer any questions I had. He made the entire process feel much easier and less stressful,...
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I had such a wonderful experience working with Andy throughout my mortgage loan process. He was professional, helpful, patient, and always willing to answer any questions I had. He made the entire process feel much easier and less stressful,...
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(Translated by Google) Andy Garcia is a highly professional, transparent, honest, and effective individual. As a Realtor, I am very grateful for the way he has served and handled my clients. His commitment and professionalism have been outstanding,...
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Reply from Owner
October 1st, 2026 02:38 PM
Your review pushes me to keep delivering outstanding service. I’m just a call away if you ever have any questions about rates, or need help refinancing, or with loan programs.
We had many challenges on the seller's side causing the closing date to be delayed by almost 2 weeks; however, Andy was always available for me, I am so greatful for Andy and his team and will definitely recommend his services to anyone!
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Reply from Andy Garcia
September 30th, 2026 01:41 PM
Thank you for sharing your positive experience with me! It was great working with you. I look forward to helping again with any future home loan or refinance needs.
Andy Garcia has received a review with 5 star rating from Carmen L
Reply from Owner
September 16th, 2026 03:24 PM
Thank you for sharing your positive experience. I really enjoyed working with you. I’m honored to be your trusted mortgage advisor, whether it’s a VA loan, FHA loan or conventional, I’m always here to help however I can!
Fue de mucha ayuda . muy atento y paciente y sobre todo muy profesional.
Reply from Andy Garcia
September 15th, 2026 02:50 PM
Feedback like this motivates me to keep delivering top-tier service. I’m always here for your future mortgage lending needs. I work with VA loans, FHA loans, and conventional loans, so feel free to reach out for future support!
My recently bought my first home! I used Andy Garcia as my loan officer What can I say Andy was with use every step of the way, explained everything throughly, and coached me on my first home purchase! Not only a broker but a family man and...
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Reply from Owner
September 14th, 2026 03:53 PM
I’m really happy to hear that you’re pleased with our service! If you ever have questions about VA loan benefits or other financing options, I’m always here to help!
ANDY and his team made the loan possess extremely easy everyone was able to help with any questions Andy took the time to explain iall details about the loan .
Reply from Andy Garcia
September 14th, 2026 07:54 PM
Your review pushes me to keep delivering outstanding service. I’m just a call away if you ever have any questions about rates, or need help refinancing, or with loan programs.
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About
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 851891
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