Andy Espineira
Site Manager - VP | NMLS # 331280
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where m... Show More
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Reviews from Web
We had a great experience working with this lending company. The team was very knowledgeable and responsive throughout the process. They took the time to explain our options and made sure everything moved quickly and efficiently. I truly appreciate...
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Folks at Ladera were very responsive and kept me informed during process. Rate was competat, as were price points for closing cost.
This experience was only made posible by Chase Mansouri who answered all my questions and walked me through one requirement to the next. But most importantly, he was honest throughout the entire process...thank you!!
The level of communication and speed of response
There was a lack of introduction from one member to the next. I had to be cautious as to whom I was interacting with at times (since I had also entertained other lending sources in the process). After initially speaking to Chase,, emails &...
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More information on how to make payments and when payments will be due.
Andy is exceptional and great to work with. Thank you!
I chose Ladera strictly their website. I wasn't sure what their reviews and such were, but I quickly realized working with them, they are the real deal. Great company, very friendly and helpful staff. It was a new experience for me but they...
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Reply from Andy Espineira
February 28th, 2026 12:02 AM
It was our pleasure. I love helping and guiding people through it all. It makes me happy that you where happy.
Andy was so open with communication! He answered all of my questions (even the dumb ones). My loan was funded yesterday! Thanks, Andy!
Reply from Andy Espineira
February 27th, 2026 11:42 PM
It was awesome working with you Stacy. You actually made the whole process very easy.
We really appreciate your time and effort. The quick call/email also kept us informed as the status and requirements needed to complete. Great service!
Communication was great always answering my calls
Reply from Andy Espineira
February 27th, 2026 11:43 PM
Thanks Nick. Its always nice to work with the ones that makes things easy. We will do it again in 6 months.
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About
I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help.
I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 331280
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