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Andy Espineira - Site Manager - VP | NMLS # 331280 in Ladera Ranch, CA

Andy Espineira

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Site Manager - VP | NMLS # 331280

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I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where m... Show More
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  • Encompass
    T
    Thanh D
    Long Beach, CA
    Posted on May 10th, 2026 03:22 AM
    Andy was very helpful and always on top of any issue.
    Reply from Andy Espineira
    June 12th, 2026 07:25 PM
    Yes, glad we where able to pull off a tuff situation.
  • Encompass
    R
    Rachel M L
    El Paso, TX
    Posted on May 2nd, 2026 06:09 PM
    Andy was very informative when I was first considering Ladera Lending. Once the loan process began, he was very transparent and I was kept up to date on each step.
    Reply from Andy Espineira
    June 12th, 2026 07:26 PM
    It was a pleasure working with you as well. You made the process easy as well with keeping on top of what we needed.
  • Encompass
    C
    Charles H
    Big Bear Lake, CA
    Posted on April 26th, 2026 06:31 PM
    Andy and Myron are both very knowledgeable, accessible, and easy to be around. very hard combination to find these days
    Reply from Andy Espineira
    June 12th, 2026 07:28 PM
    Charles, we're grateful for your feedback about Andy and Myron. It's great to hear that their knowledge and accessibility made a positive impression on you. We appreciate your recognition of their efforts and look forward to continuing to assist...
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  • Encompass
    J
    Janae L J
    Carson City, NV
    Posted on April 20th, 2026 01:22 PM
    Everyone was very helpful and willing to assist me in any way possible during the refinance process.
  • Encompass
    G
    Gilbert M G
    Grand Terrace, CA
    Posted on April 15th, 2026 05:06 PM
    Thank you I received the funds yesterday .
  • Encompass
    C
    Charlotte L
    Palo Cedro, CA
    Posted on April 1st, 2026 12:15 PM
    Andy and his great secretary were very helpful and kind always responding when I had questions I felt as if they were looking out for me
    Reply from Andy Espineira
    June 12th, 2026 07:29 PM
    Glad we where able to do a second reverse for you. Ladera wishes you and your family the best.
  • Encompass
    M
    Maria I G
    Waxahachie, TX
    Posted on March 29th, 2026 03:23 PM
    It was an easy process and clear communication
  • Encompass
    C
    Carolyn M L
    Dallas, TX
    Posted on March 21st, 2026 06:12 PM
    Andy was patient, answered all questions and made it easy to understand what would work to get my loan approved. Scheduling the closing was easy. I would recommend LaDera to my friends and family.
  • Encompass
    M
    Mark E L
    Winchendon, MA
    Posted on March 19th, 2026 06:08 PM
    Andy has been our point of contact for all our lending needs. He ia is an excellent rep of Ladera Lending and will continue to use him for all future lending needs.
  • Encompass
    D
    Darryl C F
    Mesquite, TX
    Posted on March 17th, 2026 08:44 AM
    I was able to do get everything I wanted done with their help!
  • 2130 of 343
    About
    I have been in the mortgage banking industry for over 18 years and love putting my experience to work for others. Whether you are a first time home buyer or a seasoned investor, I am here to help. I treat every transaction as if it where my own. I personally try and act as your financial planner and help educate you and your family to assist in making the right decisions for you. No two situations are alike and everyone has different needs. I will help prepare you with all the right information to make the most informed decisions you can.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 331280
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses